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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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W. Scott de Bie

Bankruptcy

Status: In Good Standing

CONTACT

1107 Second St., Sacramento, CA 95814

Justin C Lowenthal

Foreign Investment, Science, Technology & Internet, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

777 F St, Davis, CA 95616

Matthew Scott Brenner

Commercial Real Estate, Construction, Estate Planning, Consumer Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

2513 Rockwell Dr, Davis, CA 95618

Matthew Brenner

Commercial Real Estate, Construction, Estate Planning, Consumer Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

2513 Rockwell Dr, Davis, CA 95618

Stephen Michael Reynolds

Litigation, Reorganization, Collection, Consumer Bankruptcy, Commercial Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

424 2nd St, Davis, CA 95616

Craig Lundgren

Construction, Immigration, Wills & Probate, Bankruptcy

Status: In Good Standing

CONTACT

424 2Nd Street, Davis, CA 95616

Anthony Smernes

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 59 Years

CONTACT

750 Hawkcrest Circle, Sacramento, CA 95835

Ernest Y Chen

Workers' Compensation, Administrative Law, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 16 Years

CONTACT

4616 Duckhorn Dr, Sacramento, CA 95834

Nicholas Belisle Lazzarini

Education, Lawsuit & Dispute, Misdemeanor, Bankruptcy

Status: In Good Standing

CONTACT

1930 Del Paso Road, Sacramento, CA 95834

David E Scribner

Government Contract, Employee Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

2389 Gateway Oaks Dr, Sacramento, CA 95833

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Yolo Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

W. Scott de Bie

Justin C Lowenthal

Matthew Scott Brenner

Matthew Brenner

Stephen Michael Reynolds

Craig Lundgren

Anthony Smernes

Ernest Y Chen

Nicholas Belisle Lazzarini

David E Scribner

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LEGAL TERMS

PRESUMED ABUSE

TRADE NAME

SECRET WARRANTY PROGRAM

REPOSSESSION

FAIR CREDIT BILLING ACT (FCBA)

CHAPTER 13 BANKRUPTCY

DEBIT CARD

ACCORD AND SATISFACTION

LIEN

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