Legal Articles, Bankruptcy & Debt

Your Credit Score Is Key When Applying For A Mortgage

The reason that lenders would rather work with consumers that have good credit is due to the fact that they are less of a risk. That basically means people with good credit tend to pay their bills on time, which is less risk for the lenders.

Good Credit Can Get You Further In Life

Life is far more difficult for people with bad credit than it is for people with good credit. Your credit affects more aspects of your life than you may realize.

You Do Not Need To Live With Bad Credit

The bottom line is that you don’t need to live with bad credit. The question that you need to ask yourself at this point is why suffer from low credit scores when there is something that you can do about it?

The World Opens Up To People With Good Credit

Taking steps to make sure payments are up to date or improve the payment schedule for outstanding credit can beneficially affect your credit.

Bad Credit Does Not Need To Ruin Your Life

If you suffer from bad credit there is some hope. The bottom line is that your less than perfect credit scores do not need to ruin your life.

Have You Been Turned Down For A Loan Recently?

Often time’s people simply can’t help it due to loss of a job, illness, or a death in the family. The reason that you got into this situation no longer matters. What does matter is that you start doing something to get out of it.

You Are More Than Your Credit Score

We understand that things happen in life, however, the majority of lenders, credit card companies, landlords, and employers simply do not care about the reasons why you have ruined you credit.

Should You Hire A Professional Credit Repair Agency?

Should you hire a professional credit repair agency, or attempt to fix your credit yourself?

Are You Sick And Tired Of Living With Bad Credit?

Do you know your credit scores?

Garnishments Are Intrusive

Garnishments are Intrusive... It's 6:30 in the A.M. and there is a loud knock at your door. Naturally you are alarmed so you proceed to answer the knock with caution. You see from your window, a uniformed sheriff with papers in his or her hands. You have no idea what the visit is all about...but you maintain composure and open the door. "You have been served"... is all you hear. The sheriff walks off and you're left alone to read the disturbing news that you are being sued. I can't tell you how many weekly calls we receive from consumers who phone to say they are being or about to be garnished. They are in panic mode because they understand the ramifications of having less money in your paycheck.

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