Legal Articles, Consumer Protection

Ten Things Debt Collectors CANNOT Do

Ten Things Debt Collectors Cannot Do

Are Pre-Injury Waivers and Releases for Our Children Enforceable in Florida?

Whether a pre-injury waiver or release signed by a parent and enforeceable against a child depends on (1) if the injury results from an inherent risk in the activity or (2) if the injury results from negligence on the part of the commercial activity provider of the inherently risky activity.

Eleventh Circuit Questions Legality of Phone Messages Left by Debt Collectors.

Synopsis of Eleventh Circuit Court of Appeals sase considering whether phone messages left for consumers by debt collectors violates the Fair Debt Collection Practices Act (FDCPA).

Twelve (12) Common Violations of the FDCPA.

An article identifying twelve (12) of the most common violations of the FDCPA by debt collection agencies which have impacted consumers in the State of Alabama and across the country.

Arbitration and How it Hurts Consumers

Analysis of the realities of arbitration.

U.S. District Court Allows Fair Debt Collection Practices Act Claim

Analysis of a recent U.S. District Court case on the Fair Debt Collection Practices Act.

How to Lower Your Interest Rate Under HARP

Information on how to lower your mortgage interest rate under the Home Affordable Refinance Program.

Foreclosure Defense Basics

The basics of how to represent the homeowner facing foreclosure

GM Bankruptcy May Impact Victims’ Rights

Bankruptcy rendered the new GM Corporation immune from important liability. However, victims of accidents who filed claims prior to bankruptcy may still be entitled to voice their objections.

Protecting Yourself from Mortgage Fraud

The growing trend of schemes aimed at homeowners who are fighting to avoid foreclosure.

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