Legal Articles, Consumer Rights

How Can a Landlord Retain the Deposit?

Whether you are the Landlord or the Tenant, it's important to know when the Landlord can retain the deposit at the end of the lease. Call us to find out more!

Eleventh Circuit Questions Legality of Phone Messages Left by Debt Collectors.

Synopsis of Eleventh Circuit Court of Appeals sase considering whether phone messages left for consumers by debt collectors violates the Fair Debt Collection Practices Act (FDCPA).

Learning the Law: The Alabama Lemon Law

A summary of the legal options available to consumers under the Alabama Lemon Law.

Twelve (12) Common Violations of the FDCPA.

An article identifying twelve (12) of the most common violations of the FDCPA by debt collection agencies which have impacted consumers in the State of Alabama and across the country.

Arbitration and How it Hurts Consumers

Analysis of the realities of arbitration.

U.S. District Court Allows Fair Debt Collection Practices Act Claim

Analysis of a recent U.S. District Court case on the Fair Debt Collection Practices Act.

How to Lower Your Interest Rate Under HARP

Information on how to lower your mortgage interest rate under the Home Affordable Refinance Program.

Foreclosure Defense Basics

The basics of how to represent the homeowner facing foreclosure

Fixing Student Loan Defaults

These are steps you can take if you are in default on your student loans.

Protecting Your Rights After You File Bankruptcy

If your rights are violated by collection agence you can sue them as part of your bankruptcy.

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