Legal Articles, Bankruptcy & Debt

Credit Cards Stowed Away for Emergencies? Don’t Let Them Turn into Trouble

Manipulating a wide range of different credit cards can be a form of income for some credit savvy consumers these days, and it seems to be especially popular with the millennial crowd.

Credit Card Debt: Millennials Feeling the Crunch

People between the ages of 18 and 34 may be feeling constricted by growing credit card debt and debilitated by poor credit. While there is much talk about millennials not wanting to buy cars or homes or other big-ticket items, the truth is that many just cannot due to a lack of funds.

Bankruptcy Could Save You from Loss of Wages & Property Seizure

If you are eligible to file for Chapter 7 bankruptcy, you could see all your unsecured debt discharged within three to six months. The automatic stay goes into effect as soon as you file, meaning that foreclosure is staved off and all debt collections activity is halted.

Many Student Loan Borrowers Are Simply Too Young to Understand Financial Planning

While many young students and would-be borrowers are eager to get into school at any cost, they are too often left dealing with massive student loan debt that overwhelms them at a time they should be starting out with high hopes for the future.

Collections Lawsuits: Sometimes When You Least Expect It

If you have been served, don’t wait to contact an attorney. Act quickly so that an effective response can be filed.

Default Judgment: The Creditor May Be Quick to Use Their New Financial Advantage

If you were unable to consult with a collections lawsuit attorney at the time you were served a summons and complaint, and you did not show up in court, a default judgment was probably granted against you.

Student Loan Defaults: Forty Percent By 2023

If you are currently having trouble paying your bills and other debts, consider every other avenue before throwing in the towel to a default. While walking away from student loans may seem tempting, such action can have long-term, negative consequences.

The Creditor is Suing Me & I Have Nothing to Give

In the event that you are sued by a creditor but don't have anything for them to take, what should your course of action be? Depending on your circumstances, you may not have to bother even responding to the lawsuit.

Default Judgment Looming: Should I Close My Bank Accounts?

Personal upheaval usually affects our finances, and that can be long-lasting. It’s likely that the longer you try to go it alone, the worse your situation will get.

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