Acton Reorganization Lawyer, Montana

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Ralph W. Wilkerson
About | Practice Areas
Ralph W. Wilkerson Attorney at Law
2722 3rd Avenue North Suite 400 Billings, MT 59101» view map
Bankruptcy & Debt
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Allow our knowledgeable attorney to begin bankruptcy proceedings so you can put an end to harassing creditor phone calls.

800-785-0631
1. Ralph Wilkerson Billings, MT
  Attorney at Law - AZ, 1996
  University of Wyoming J.D. 1995
2. AboutRalph W. Wilkerson Attorney at Law
  Helping you in a variety of situations.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ralph W. Wilkerson

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Bankruptcy & Debt

Filing for bankruptcy is not ideal but it does provide immediate relief and a second chance at building your financial life. If your debt has becom... (more)

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800-785-0631

2722 3rd Avenue North, Billings, MT 59101

Cory Thomas Harman

Credit & Debt, Traffic, Federal, Criminal

Status: In Good Standing Licensed: 18 Years

CONTACT

2722 3Rd Ave N, Billings, MT 59101

Joel E. Guthals

Corporate, Employee Rights, Reorganization, Banking & Finance

Status: In Good Standing

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175 North 27Th Street, Billings, MT 59103

Malcolm H. Goodrich

Real Estate, Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2812 1St Ave North, Billings, MT 59103

Katherine S Huso

Lawsuit & Dispute, Employment, Business, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

2812 1St Ave N, Billings, MT 59103

Christopher Thimsen

Landlord-Tenant, Child Custody, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

2812 1St Ave N, Billings, MT 59101

A. Randolph Jacobs

Corporate, Collection, Real Estate, Bankruptcy

Status: In Good Standing

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208 North Broadway, Billings, MT 59103

Cory Thomas Harman

Credit & Debt, Traffic, Criminal, Legal Malpractice, Consumer Bankruptcy

Status: In Good Standing Licensed: 18 Years

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2722 3Rd Ave N, Billings, MT 59101

Brandon C Hartford

Landlord-Tenant, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2722 3Rd Ave N, Billings, MT 59101

Nicole Rae Gallagher

Bankruptcy, Bankruptcy & Debt, Car Accident

Status: In Good Standing Licensed: 18 Years

CONTACT

2722 3Rd Avenue N, Billings, MT 59101

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

COLLATERAL

Property that guarantees payment of a secured debt.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Acton Reorganization Lawyer, Montana

Sponsored Law Firm

Ralph W. Wilkerson Attorney at Law

SPONSORED LAWYERS

Ralph W. Wilkerson

Cory Thomas Harman

Joel E. Guthals

Malcolm H. Goodrich

Katherine S Huso

Christopher Thimsen

A. Randolph Jacobs

Cory Thomas Harman

Brandon C Hartford

Nicole Rae Gallagher

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LEGAL TERMS

NUISANCE FEES

COSIGNER

DISCHARGEABLE DEBTS

NONEXEMPT PROPERTY

REPOSSESSION

CHAPTER 13 BANKRUPTCY

COLLATERAL

GUARANTOR

GENERAL PARTNER

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