Agoura Hills Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Lindsey B. Green

Family Law, Consumer Rights, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

5743 Corsa Ave, Newbury Park, CA 91362

Anita Gumm

Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

5743 Corsa Ave, Newbury Park, CA 91362

Michael T Chulak

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

30343 Canwood St, Agoura Hills, CA 91301

John David Faucher

Tax, International, Gift Taxation, Business, Credit & Debt

Status: In Good Standing

CONTACT

2945 Townsgate Rd, Westlake Village, CA 91361

Steven Lee Miller

Class Action, Clean Air Practice, Employee Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

2945 Townsgate Rd, Westlake Village, CA 91361

Steven Lee Miller

Class Action, Clean Air Practice, Employee Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

2945 Townsgate Rd, Westlake Village, CA 91361

Joseph Henry Catmull

Commercial Real Estate, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

3011 Townsgate Rd, Westlake Village, CA 91361

Frank Matthew Lunn

Tax, Real Estate, Entertainment, Commercial Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

3835R E Thousand Oaks Blvd, Newbury Park, CA 91362

Elizabeth Shor

Contract, Banking & Finance, Administrative Law, Commercial Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

255 Satinwood Ave, Agoura Hills, CA 91377

800-923-0641

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

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Agoura Hills Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Lindsey B. Green

Anita Gumm

Michael T Chulak

John David Faucher

Steven Lee Miller

Steven Lee Miller

Joseph Henry Catmull

Frank Matthew Lunn

Elizabeth Shor

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

COLLECTION AGENCY

SECRET WARRANTY PROGRAM

REPOSSESSION

CHAPTER 13 BANKRUPTCY

PRIORITY DEBT

MEETING OF CREDITORS

CREDIT INSURANCE

TRADE NAME

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