Allentown Bankruptcy & Debt Lawyer, Pennsylvania

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Charles  Laputka Lawyer

Charles Laputka

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Bankruptcy & Debt, Real Estate, Immigration, Criminal, Business
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If you are experiencing financial difficulties, you do not have to work through them alone. The Laputka Law Office focuses on your debt/credit related... (more)

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Michael J. McCrystal Lawyer

Michael J. McCrystal

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Bankruptcy & Debt, Tax, Consumer Rights, Collection, Business Organization

McCrystal Law Offices is based in Emmaus, Pennsylvania, and has been serving the Lehigh Valley for 30 years. Our personnel includes founding attorney ... (more)

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Paul Young

Social Security, Criminal, DUI-DWI, Bankruptcy & Debt

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Thomas Lightner

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt
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Denise Louise Wester

Litigation, Civil Rights, Business & Trade, Credit & Debt
Status:  In Good Standing           Licensed:  32 Years

Denise Louise Wester

Litigation, Civil Rights, Business & Trade, Credit & Debt
Status:  In Good Standing           Licensed:  32 Years

Everett Cook

Criminal, DUI-DWI, Bankruptcy & Debt, Divorce & Family Law

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Stephen J. Palopoli

Lawsuit, Wills, Business, Bankruptcy
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joseph leon rosenfeld

Malpractice, Mesothelioma, Personal Injury, Bankruptcy

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LEGAL TERMS

CREDIT FILE

See credit report.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

COLLATERAL

Property that guarantees payment of a secured debt.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.