Billings Bankruptcy & Debt Lawyer, Montana, page 2

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Ralph W. Wilkerson
About | Practice Areas
Ralph W. Wilkerson Attorney at Law
2722 3rd Avenue North Suite 400 Billings, MT 59101» view map
Bankruptcy & Debt
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Allow our knowledgeable attorney to begin bankruptcy proceedings so you can put an end to harassing creditor phone calls.

800-785-0631
1. Ralph Wilkerson Billings, MT
  Attorney at Law - AZ, 1996
  University of Wyoming J.D. 1995
2. AboutRalph W. Wilkerson Attorney at Law
  Helping you in a variety of situations.
3. Practice AreasExpertise
  Bankruptcy & Debt
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7. Profile

George T Radovich

Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

926 Main St, Billings, MT 59105

William D Walters

Corporate, Bankruptcy

Status: Inactive Licensed: 48 Years

CONTACT

1648 Poly Drive, Billings, MT 59102

Phillip R Oliver

Conveyancing, Wills & Probate, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

208 N. 29th St., Billings, MT 59101

Court E Ball

Family Law, Collection

Status: In Good Standing

CONTACT

2525 Sixth Avenue N, Billings, MT 59107

Cory Thomas Harman

Credit & Debt, Traffic, Criminal, Legal Malpractice, Consumer Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

2722 3Rd Ave N, Billings, MT 59101

Afton Eva Ball

Divorce & Family Law, DUI-DWI, Bankruptcy & Debt, Car Accident

Status: In Good Standing

CONTACT

27 N 27Th St, Billings, MT 59103

Robert A Lorenz

Divorce, Child Custody, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

3936 Avenue, Billings, MT 59102

Juliane Elisabeth Lore

Municipal, Misdemeanor, Elder Law, Bankruptcy

Status: In Good Standing

CONTACT

3201 Hesper Road, Billings, MT 59102

Mark S Hilario

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

Billings, MT 59104

Brandon C Hartford

Landlord-Tenant, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2722 3Rd Ave N, Billings, MT 59101

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

COLLATERAL

Property that guarantees payment of a secured debt.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

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Billings Bankruptcy & Debt Lawyer, Montana, page 2

Sponsored Law Firm

Ralph W. Wilkerson Attorney at Law

SPONSORED LAWYERS

George T Radovich

William D Walters

Phillip R Oliver

Court E Ball

Cory Thomas Harman

Afton Eva Ball

Robert A Lorenz

Juliane Elisabeth Lore

Mark S Hilario

Brandon C Hartford

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LEGAL TERMS

DEBT COLLECTOR

PRIORITY DEBT

FRATERNAL BENEFIT SOCIETY BENEFITS

GUARANTOR

NONDISCHARGEABLE DEBTS

COLLATERAL

AUTOMATIC STAY

INTEREST

REAFFIRMATION

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