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Carl Gustafson
About | Practice Areas
Lincoln Law
1525 Contra Costa Blvd Pleasant Hill, CA 94523» view map
Bankruptcy & Debt
Committed to Our Clients

Lincoln Law was established to provide relief to those in debt. We've helped thousands of families regain control of their finances and live debt-free again.

801-224-8282
1. Carl Gustafson Pleasant Hill, CA
  Attorney at Law - CA, 2007
  University of California J.D. 2007
2. AboutLincoln Law
  Eliminate your debt by contacting Lincoln Law today.
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Calvin Dean Zamansky

Consumer Bankruptcy, Workout, Credit & Debt

Status: In Good Standing

CONTACT

540 Lennon Lane, Walnut Creek, CA 94598

Corrine Clementine May Bielejeski

Immigration, Estate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

Discovery Bay, CA 94505

Kitty Jie Wen Lin

Wills, Trusts, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

1380 S Prosperity St, Tracy, CA 95391

Michael T Krueger

Contract, Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2300 First St., Livermore, CA 94550

Alia Khan

Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 17 Years

FREE CONSULTATION

CONTACT

3420 Finnian Way Dublin, CA, Dublin, CA 94568

Michael Scott Martin

Divorce, White Collar Crime, Business, Bankruptcy

Status: In Good Standing

CONTACT

121 E 11Th Street, Tracy, CA 95376

Ann Friend

Bankruptcy, Corporate, Civil Rights, Tax

Status: In Good Standing

CONTACT

35 E 10th St, Tracy, CA 95376

Christopher Kenneth Carlberg

International Other, Intellectual Property, Corporate, Commercial Bankruptcy

Status: In Good Standing

CONTACT

12657 Alcosta Blvd, San Ramon, CA 94583

Christopher K Carlberg

International Other, Intellectual Property, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

12657 Alcosta Blvd, San Ramon, CA 94583

Lubna K Jahangiri

Commercial Real Estate, Employment Contracts, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

2010 Crow Canyon Place, San Ramon, CA 94583

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FCRA

See Fair Credit Reporting Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Byron Bankruptcy Lawyer, California

Sponsored Law Firm

Lincoln Law

SPONSORED LAWYERS

Calvin Dean Zamansky

Corrine Clementine May Bielejeski

Kitty Jie Wen Lin

Michael T Krueger

Alia Khan

Michael Scott Martin

Ann Friend

Christopher Kenneth Carlberg

Christopher K Carlberg

Lubna K Jahangiri

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT INSURANCE

CHAPTER 7 BANKRUPTCY

TRUTH IN LENDING ACT (TILA)

ADMINISTRATIVE EXPENSES

WINDING UP

FCRA

CHAPTER 13 PLAN

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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