Burnaby Credit & Debt Lawyer, British Columbia

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Farouk Jiwa

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Accident & Injury, Criminal, Litigation, Traffic, Slip & Fall Accident

Mr. Jiwa has practiced exclusively in personal injury litigation for almost 14 years with a primary emphasis on ICBC Claims. Mr. Jiwa has handled case... (more)

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800-786-1931

777 West Broadway, Vancouver, BC V5Z 4J7

David A. Goldberg

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Accident & Injury, Personal Injury, Insurance, Employment, Elder Law

Born in Richmond and raised in Vancouver, David received his law degree from the University of Manchester. Since he began practicing law David has had... (more)

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800-978-7280

805 West Broadway, Vancouver, BC V5Z 1K1

Randall Kent Cohn

Immigration, Criminal

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236-349-2036

838 W Hastings St., Vancouver, BC V6C1C8

Matthew Katsionis

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Divorce & Family Law

Matthew is a litigation lawyer with a primary focus on family law. He can also assist clients with various criminal and civil litigation issues. He st... (more)

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800-693-2610

1066 West Hastings Street, Vancouver, BC V6E 3X2

Marcus M. Sixta

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Divorce & Family Law

Marcus is the founder of Crossroads Law where he practices family law and fertility law in British Columbia and Alberta. In addition, Marcus is a cert... (more)

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800-645-9220

2100, 1055 West Georgia St, Vancouver, BC V6E 3P3

Kevin Heinrichs

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Divorce & Family Law

Kevin Heinrichs is a partner in Henderson Heinrichs. He received his Bachelor of Arts degree from Simon Fraser University in 1988 with a major in Po... (more)

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800-942-9381

1530-1188 West Georgia Street, Vancouver, BC V6E 4A2

Kit S. Perrick

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Divorce & Family Law, Domestic Violence & Neglect, Civil & Human Rights, Native People, Child Custody

I am a civil rights and personal injury lawyer who is a passionate advocate for the victims/survivors of abuse. I have built my career representing th... (more)

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604-638-6935

400 - 1401 West Broadway, Vancouver, BC V6H 1H6

Sandra M. Jennings

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Divorce & Family Law, Adoption, Divorce, Alimony & Spousal Support

Sandra has been a family law lawyer for 30 years, with a focus on resolving disputes through negotiation, mediation and collaborative law. Her goal is... (more)

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604-568-9444

13761 96 Avenue, Surrey, BC V3V 0E8

Michael J Steven

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Family Law, Personal Injury, Wrongful Termination

Michael Steven is a senior trial lawyer who has practiced civil litigation since his call to the British Columbia Bar in 1978. Michael practices in th... (more)

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800-893-6541

5687 Yew Street, Vancouver, BC V6M 3Y2

Mandy Badwal

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Estate, Business, Real Estate, Business Organization, Wills & Probate

Mandy is an associate lawyer with Jiwa Law Corporation and her practice consists of matters relating to Wills and Estate Planning, Corporate and Comme... (more)

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604-568-9444

15117 101 Avenue, Surrey, BC V3R 7V4

800-620-0900

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800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Burnaby Credit & Debt Lawyer, British Columbia

SPONSORED LAWYERS

Farouk Jiwa

David A. Goldberg

Randall Kent Cohn

Matthew Katsionis

Marcus M. Sixta

Kevin Heinrichs

Kit S. Perrick

Sandra M. Jennings

Michael J Steven

Mandy Badwal

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LEGAL TERMS

PRIORITY DEBT

BULK SALES LAW

REPOSSESSION

CREDIT INSURANCE

TRADE NAME

NONDISCHARGEABLE DEBTS

SOLE PROPRIETORSHIP

REAFFIRMATION

DISPOSABLE INCOME

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