Cape Coral Bankruptcy & Debt Lawyer, Florida, page 2

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Atty. Raymond Mitchell
Chapter 7 | Chapter 13
The Law Firm of Raymond Mitchell
3717 Del Prado Blvd. South Cape Coral, Florida 33904 » view map
Lee County Bankruptcy Lawyer
We Help You Survive Financial Attacks

We strive to protect your freedom and rights and provide high quality legal services to you in a professional, respectful, realistic and honest manner.

800-256-5820
1. Raymond B. Mitchell Cape Coral
  Attorney At Law - FL, 1994
  Regent University School of Law - 1993
2. Chapter 7Liquidation
  A Chapter 7 liquidation proceeding is available to individuals, partnerships, and corporations.
3. Chapter 13Reorganization
  A Chapter 13 bankruptcy, or "wage earner reorganization" is available only to individuals with regular income.
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Juan J Piles

Commercial Real Estate, Wills, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

4905 Chiquita Blvd S, Cape Coral, FL 33914

Carmen Dellutri

Traffic, DUI-DWI, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

1436 Royal Palm Square Blvd, Fort Myers, FL 33919

Jon Bierfeld

Corporate, Bankruptcy, Personal Injury, Family Law

Status: In Good Standing

CONTACT

3701 Del Prado Boulevard, Cape Coral, FL 33904

David W Fineman

Litigation, Civil Rights, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

1436 Royal Palm Square Blvd, Fort Myers, FL 33919

Gregory William Goetz

Commercial Real Estate, Trusts, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

33 Barkley Cir, Fort Myers, FL 33907

James Lewis Goetz

Commercial Real Estate, Construction, Wills, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 52 Years

CONTACT

33 Barkley Cir, Fort Myers, FL 33907

J Jeffrey Rice

Civil Rights, Bankruptcy, Construction, Divorce, Contract

Status: In Good Standing Licensed: 49 Years

CONTACT

Fort Myers, FL 33902

Shannon M Puopolo

Litigation, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

Fort Myers, FL 33902

Michael Joseph Rich

Federal Appellate Practice, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

2211 Widman Way, Fort Myers, FL 33901

Brian David Zinn

International Tax, Civil Rights, Contract, Credit & Debt

Status: In Good Standing

CONTACT

6 Mile Cypress Pkwy, Fort Myers, FL 33966

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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Cape Coral Bankruptcy & Debt Lawyer, Florida, page 2

Sponsored Law Firm

The Law Firm of Raymond Mitchell

SPONSORED LAWYERS

Juan J Piles

Carmen Dellutri

Jon Bierfeld

David W Fineman

Gregory William Goetz

James Lewis Goetz

J Jeffrey Rice

Shannon M Puopolo

Michael Joseph Rich

Brian David Zinn

TIPS

LEGAL TERMS

DISCHARGE (OF DEBTS)

REAFFIRMATION

MEANS TEST

401(K) PLAN

CHAPTER 13 BANKRUPTCY

DISPOSABLE INCOME

NONDISCHARGEABLE DEBTS

ACCORD AND SATISFACTION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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