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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Lawrence Lucido

Real Estate, Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Lucido Law Firm, Hazel Park, MI 48030

Thomas M. Hensel

Foreclosure, Workout, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

27301 Dequindre Road, Madison Heights, MI 48071

Steven S Vernier

Wills & Probate, Estate Planning, Family Law, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

22815 Kelly Rd., Eastpointe, MI 48021

Kimberly Marie Lubinski

Tax, Litigation, Intellectual Property, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

26224 Van Dyke Ave, Center Line, MI 48015

Donald W. Teichman

Elder Law, Contract, Collection, Defamation & Slander

Status: In Good Standing Licensed: 39 Years

CONTACT

25501 Van Dyke Ave, Center Line, MI 48015

Matthew M. Bieber

Contract, Collection, Personal Injury, Social Security

Status: In Good Standing Licensed: 17 Years

CONTACT

26224 Van Dyke Ave, Center Line, MI 48015

Dennis Edward Minni

Traffic, International Other, Intellectual Property, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

26648 Van Dyke Ave, Center Line, MI 48015

Michelle A. King

Litigation, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

26304 Grobbel Ave, Warren, MI 48091

Sean M. Taylor

Other, Reinsurance, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

27007 Hoover Rd, Warren, MI 48093

Elizabeth Marie Smith

Real Estate, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

28405 Van Dyke Ave, Warren, MI 48093

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FCBA

See Fair Credit Billing Act.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Center Line Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Lawrence Lucido

Thomas M. Hensel

Steven S Vernier

Kimberly Marie Lubinski

Donald W. Teichman

Matthew M. Bieber

Dennis Edward Minni

Michelle A. King

Sean M. Taylor

Elizabeth Marie Smith

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

DOING BUSINESS AS (DBA)

COLLECTION AGENCY

BULK SALES LAW

CHAPTER 13 PLAN

FCBA

FAIR LABOR STANDARDS ACT (FLSA)

INFRINGEMENT (OF TRADEMARK)

PRESUMED ABUSE

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