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Charlotte Bankruptcy & Debt Lawyer, North Carolina

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Jefferson  Mabrito Lawyer

Jefferson Mabrito

Bankruptcy & Debt, Criminal, Estate, Accident & Injury, Real Estate

Jefferson Mabrito is the principal attorney of The Mabrito Law Firm, serving clients throughout the State of North Carolina. Jefferson Mabrito has ... (more)

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James C. Hord Lawyer

James C. Hord

VERIFIED
Bankruptcy & Debt

James C. Hord has been an established bankruptcy attorney in Charlotte, North Carolina, since 1980, where he has used his experience and knowledge to ... (more)

Michael K. Elliott Lawyer

Michael K. Elliott

Bankruptcy & Debt, Real Estate, Estate, Corporate, Social Security

Michael K. Elliott is the founding member of Elliott Law Firm P.C. in Huntersville and focuses his practice in the areas of Bankruptcy, Real Estate La... (more)

Stephanie L Cooper Esq Lawyer

Stephanie L Cooper Esq

VERIFIED
Real Estate, Bankruptcy & Debt, Banking & Finance, Contract

Stephanie Cooper is the founder of Cooper Legal Firm. With over 20 years of experience in litigation and real estate, her deep knowledge has resulted... (more)

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800-257-7081

Danielle  Brudi Lawyer

Danielle Brudi

VERIFIED
Bankruptcy & Debt

When you're looking for a team of experienced and dedicated legal professionals in Mooresville, NC, look no further than Collum & Perry, PLLC law firm... (more)

Barbara J. Dean

Bankruptcy, Estate Planning, Family Law, Insurance, Litigation
Status:  In Good Standing           

Paul R. Baynard

Corporate, Bankruptcy, Business Organization, Litigation
Status:  In Good Standing           

Shelley Koon Abel

Corporate, Bankruptcy, Business Organization
Status:  In Good Standing           

C. Richard Rayburn

Banking & Finance, Government Agencies, Corporate, Securities, Bankruptcy
Status:  In Good Standing           

Albert F. Durham

Bankruptcy, Business Organization, Commercial Bankruptcy, Workout
Status:  In Good Standing           

800-923-0641

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Lawyer.com can help you easily and quickly find Charlotte Bankruptcy & Debt Lawyers and Charlotte Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)
Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT FILE

See credit report.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.