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Charlotte Bankruptcy & Debt Lawyer, North Carolina

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Jefferson  Mabrito Lawyer

Jefferson Mabrito

Bankruptcy & Debt, Criminal, Estate, Accident & Injury, Real Estate

Jefferson Mabrito is the principal attorney of The Mabrito Law Firm, serving clients throughout the State of North Carolina. Jefferson Mabrito has ... (more)

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Robert  Lewis Jr. Lawyer

Robert Lewis Jr.

VERIFIED
Bankruptcy & Debt, Personal Injury, Criminal, Employment Discrimination, Reorganization

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Please describe a case(s) in the last year or two where you made a big difference.
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James C. Hord Lawyer

James C. Hord

VERIFIED
Bankruptcy, Foreclosure, Reorganization, Credit & Debt
Because you need someone on YOUR side.

James C. Hord has been an established bankruptcy attorney in Charlotte, North Carolina, since 1980, where he has used his experience and knowledge to ... (more)

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800-781-0780

Michael K. Elliott Lawyer

Michael K. Elliott

Bankruptcy & Debt, Real Estate, Estate, Corporate, Social Security

Michael K. Elliott is the founding member of Elliott Law Firm P.C. in Huntersville and focuses his practice in the areas of Bankruptcy, Real Estate La... (more)

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Danielle  Brudi Lawyer

Danielle Brudi

VERIFIED
Bankruptcy & Debt

When you're looking for a team of experienced and dedicated legal professionals in Mooresville, NC, look no further than Collum & Perry, PLLC law firm... (more)

Barbara J. Dean

Bankruptcy, Estate Planning, Family Law, Insurance, Litigation
Status:  In Good Standing           

Paul R. Baynard

Corporate, Bankruptcy, Business Organization, Litigation
Status:  In Good Standing           

C. Richard Rayburn

Banking & Finance, Government Agencies, Corporate, Securities, Bankruptcy
Status:  In Good Standing           

Albert F. Durham

Bankruptcy, Business Organization, Commercial Bankruptcy, Workout
Status:  In Good Standing           

Ashley K. Neal

Corporate, Bankruptcy, Business Organization, Litigation
Status:  In Good Standing           

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Lawyer.com can help you easily and quickly find Charlotte Bankruptcy & Debt Lawyers and Charlotte Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)
A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.