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Charlotte Bankruptcy & Debt Lawyer, North Carolina

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Jefferson  Mabrito Lawyer

Jefferson Mabrito

Bankruptcy & Debt, Criminal, Estate, Accident & Injury, Real Estate

Jefferson Mabrito is the principal attorney of The Mabrito Law Firm, serving clients throughout the State of North Carolina. Jefferson Mabrito has ... (more)

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James C. Hord Lawyer

James C. Hord

VERIFIED
Bankruptcy & Debt, Tax, Foreclosure, Government Agencies

James C. Hord has been an established bankruptcy attorney in Charlotte, North Carolina, since 1980, where he has used his experience and knowledge to ... (more)

Michael K. Elliott Lawyer

Michael K. Elliott

Bankruptcy & Debt, Real Estate, Estate, Corporate, Social Security

Michael K. Elliott is the founding member of Elliott Law Firm P.C. in Huntersville and focuses his practice in the areas of Bankruptcy, Real Estate La... (more)

Danielle  Brudi Lawyer

Danielle Brudi

VERIFIED
Bankruptcy & Debt

When you're looking for a team of experienced and dedicated legal professionals in Mooresville, NC, look no further than Collum & Perry, PLLC law firm... (more)

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Barbara J. Dean

Bankruptcy, Estate Planning, Family Law, Insurance, Litigation
Status:  In Good Standing           

Paul R. Baynard

Corporate, Bankruptcy, Business Organization, Litigation
Status:  In Good Standing           

C. Richard Rayburn

Banking & Finance, Government Agencies, Corporate, Securities, Bankruptcy
Status:  In Good Standing           

Albert F. Durham

Bankruptcy, Business Organization, Commercial Bankruptcy, Workout
Status:  In Good Standing           

Ashley K. Neal

Corporate, Bankruptcy, Business Organization, Litigation
Status:  In Good Standing           

John R. ("Jack") Miller

Corporate, Contract, Bankruptcy, Business Organization
Status:  In Good Standing           

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Lawyer.com can help you easily and quickly find Charlotte Bankruptcy & Debt Lawyers and Charlotte Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)
Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.
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