Chaves County, NM Credit & Debt Lawyers

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Jon Litty
About | Practice Areas
Litty Law Group, P.C.
500 Marquette Ave NW Suite 1200 Albuquerque, NM 87102» view map
Bankruptcy & Debt and Immigration Law
Albuquerque’s Attorney

I’m Jon Litty and I’m here to serve you, Albuquerque! I will fight to get you what you rightfully deserve.

505-862-5061
1. Jon Litty Albuquerque, NM
  Attorney at Law- NM
  Thomas Jefferson School of Law, J.D. 2015
2. AboutLitty Law Group, P.C.
  Albuquerque’s Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Chaves Credit & Debt lawyer.
Below are all Chaves lawyers.

Luke W. Ragsdale

✓ VERIFIED

Medical Malpractice, Criminal, Mass Torts, Personal Injury, Wrongful Death

Luke was born and raised in Roswell, New Mexico. After graduating from Goddard High School he attended McMurry University in Abilene, Texas. At McMurr... (more)

FREE CONSULTATION

CONTACT

800-941-5820

600 N Pennsylvania Ave, Roswell, NM 88201

Jeremy M. Worley

✓ VERIFIED

Accident & Injury, Car Accident

Jeremy Worley is a practicing lawyer in the state of New Mexico who handles personal injury claims.

CONTACT

800-920-7260

614 N Main St, Roswell, NM 88201

Barbara A. Vicente

Litigation, Health Care, Employee Rights, Insurance

Status: In Good Standing Licensed: 15 Years

CONTACT

Roswell, NM 88202

James H. Bozarth

Tax, Business Organization, Business Organization, Corporate

Status: In Good Standing

CONTACT

400 N Pennsylvania Ave, Roswell, NM 88202

Joshua Truett Worley

Social Security -- Disability, Social Security, Personal Injury, Accident & Injury

Status: In Good Standing

CONTACT

614 N Main St, Roswell, NM 88201

Clayton Scot Hightower

Insurance, Property Damage, Civil Rights, Criminal

Status: In Good Standing

CONTACT

701 W Country Club Rd, Roswell, NM 88201

James H. Bozarth

Business Organization, Estate, Real Estate, Corporate

Status: In Good Standing

CONTACT

400 N Pennsylvania Ave, Roswell, NM 88202

Olivia R. Mitchell

Family Law, Personal Injury, Real Estate, Litigation

CONTACT

604 N. Richardson Ave, Roswell, NM 88201

Douglas L. Lunsford

Oil & Gas, Energy, Natural Resources

Status: In Good Standing

CONTACT

Roswell, NM 88202

Robert J. McCrea

Estate, Real Estate, Contract, Agriculture

Status: In Good Standing

CONTACT

604 N. Richardson, Roswell, NM 88201

800-923-0641

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800-943-8690

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SAMPLE LEGAL CASES

Beams v. Rhine

... He alleges that Rhine used the money obtained from the line of credit to pay off premarital credit card debt and to make mortgage payments on another home in Arizona that Rhine purchased before the marriage and was her separate property. ...

Karpien v. Karpien

... That community debt included the balance owed on two mortgages on the home, credit card debt, certain medical bills, and repatriation and funeral expenses that were incurred after Wife's death and paid by Parents. Husband appeals the order of the district court. II. ...

Bank of New York v. Romero

... In early 2006, the Romeros were behind on the New Century loan, which had an estimated payoff of $176,450.08, and were in debt on credit card and other loan obligations. ... (Equity One) for $227,240 that repaid their existing home loan, credit card debt, and other obligations. ...

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Chaves County, NM Credit & Debt Lawyers

Sponsored Law Firm

Litty Law Group, P.C.

SPONSORED LAWYERS

Luke W. Ragsdale

Jeremy M. Worley

Barbara A. Vicente

James H. Bozarth

Joshua Truett Worley

Clayton Scot Hightower

James H. Bozarth

Olivia R. Mitchell

Douglas L. Lunsford

Robert J. McCrea

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT REPORT

FRATERNAL BENEFIT SOCIETY BENEFITS

BANKRUPTCY TRUSTEE

CREDIT BUREAU

AUTOMATIC STAY

SOLE PROPRIETORSHIP

CYBERSQUATTING

REDEMPTION

SAMPLE LEGAL CASES

Beams v. Rhine

Karpien v. Karpien

Bank of New York v. Romero

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