Cleveland Bankruptcy Lawyer, Ohio

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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Kathleen  Donnelly Lawyer

Kathleen Donnelly

VERIFIED
Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy Litigation, Credit & Debt, Collection
Chapter 7 or 13 Bankruptcy

Clients want results & meaningful results. Our goal is to achieve those results through dedication, hard work and total commitment to professional exc... (more)

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800-413-4100

Mark  Knevel Lawyer

Mark Knevel

VERIFIED
Bankruptcy Litigation, Consumer Bankruptcy
We are an Ohio law firm specializing in chapter 7 and chapter 13 bankruptcies.

Knevel Law Co. LPA is an Ohio law firm specializing in chapter 7 and chapter 13 bankruptcies. Our attorneys have been assisting Ohio consumers with th... (more)

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800-683-1330

Stephen M. Darlington

Business Organization, Collection, Commercial Bankruptcy, Commercial Banks
Status:  In Good Standing           

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Nicholas C. De Santis

Bankruptcy Litigation, Business Successions, Business Organization, Collection
Status:  In Good Standing           

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Kirk W. Roessler

Corporate, Business Organization, Collection, Commercial Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

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Todd Alan Bobka

Credit & Debt, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

FREE CONSULTATION 

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Mary Ann Rabin

Collection, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

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Thomas C Pavlik

Bankruptcy, Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

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Gilbert Erick Blomgren

Real Estate, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

FREE CONSULTATION 

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

COLLATERAL

Property that guarantees payment of a secured debt.

FCRA

See Fair Credit Reporting Act.

CCCS

See Consumer Credit Counseling Service.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SAMPLE LEGAL CASES

Cleveland Metro. Bar Assn. v. Kaplan

... {¶ 4} On May 21, 2007, Tina Marie Burge filed a grievance with relator alleging that she paid respondent $350 to convert her pending Chapter 13 bankruptcy to a Chapter 7 but that he did not perform the requested service and did not respond to her phone calls. ...

Ohio State Bar Assn. v. Martin

... We The People stores use workbooks, prepared by WTPUSA, that are essentially questionnaires pertaining to specific legal problems such as bankruptcy, divorce, dissolution, and probate. ... They also offered divorce for $349, bankruptcy for $199, and incorporation for $399. ...

Cleveland Metro. Bar Assn. v. Gresley

... 432 Count Two. {¶ 6} In April 2009, a husband and wife retained respondent to file a Chapter 13 bankruptcy on their behalf. Although respondent promised to file the bankruptcy petition on April 3, 2009, he did not do so until May 26, 2009. ...