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Lawrence Belanger
About | Practice Areas
Law Office of Lawrence Belanger
101 North 7th St Louisville, KY 40202» view map
Bankruptcy & Debt
Decades Of Experience

Filing for bankruptcy can be complicated, but it doesn't have to be. Attorney Lawrence Belanger helps his clients every step of the way.

800-872-6030
1. Lawrence Belanger Louisville, KY
  Attorney at Law - KY, 1991
  Suffolk University J.D. 1973
2. AboutLaw Office of Lawrence Belanger
  Decades Of Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Rhonda Evon Taylor

Child Custody, Criminal, Bankruptcy, Divorce & Family Law

Status: In Good Standing

CONTACT

3600 Bordeaux Loop North, Owensboro, KY 42303

Frank Anthony Brancato

Divorce & Family Law, Corporate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

111 W. 2Nd Street, Owensboro, KY 42303

Steven Dale Wilson

Government, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

111 W 2Nd St, Owensboro, KY 42303

R Michael Sullivan

Banking & Finance, Bankruptcy, Business, Employment

Status: In Good Standing

CONTACT

100 Saint Ann St, Owensboro, KY 42303

Cheryl L Newberry

Bankruptcy, Bankruptcy & Debt, Labor Law, Family Law

Status: In Good Standing

CONTACT

Owensboro, KY 42302

Stephen C Pace

Real Estate, Trusts, Estate, Bankruptcy

Status: In Good Standing

CONTACT

221 W 2Nd St, Owensboro, KY 42303

Septtimous Taylor

Real Estate, Bankruptcy, Bankruptcy & Debt, Corporate

Status: In Good Standing Licensed: 46 Years

CONTACT

4830 Towne Square Ct, Owensboro, KY 42301

Septtimous Taylor

Real Estate, Bankruptcy, Bankruptcy & Debt, Civil Rights

Status: In Good Standing Licensed: 46 Years

CONTACT

4830 Towne Square Ct, Owensboro, KY 42301

Septtimous Taylor

Real Estate, Bankruptcy, Bankruptcy & Debt, Civil Rights

Status: In Good Standing

CONTACT

4830 Towne Square Ct, Owensboro, KY 42301

Septtimous Taylor

Real Estate, Bankruptcy, Bankruptcy & Debt, Civil Rights

Status: In Good Standing

CONTACT

4830 Towne Square Ct, Owensboro, KY 42301

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CREDIT FILE

See credit report.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FCBA

See Fair Credit Billing Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

... This case is before this Court on a grant of discretionary review to determine whether KRS 427.170, which incorporates by reference the federal bankruptcy exemptions of 11 USC Â§ 522(d), applies only to debtors in bankruptcy proceedings, or whether it renders those ...

Wilson v. Paine

... Opinion of the Court by Justice CUNNINGHAM. Pursuant to CR 76.37(1), this Court granted the certification request of the United States Bankruptcy Court for the 286 Western District of Kentucky to answer the following question of Kentucky law: ...

Kentucky Bar Ass'n v. Leadingham

... Allen Walker. Michael and Leigh Ann Perdue. 12. Michael and Leigh Ann Perdue hired the Respondent to represent their interests in a bankruptcy action in June, 2003. The Respondent quoted a fee of $800 for the case. On or ...

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Cloverport Bankruptcy Lawyer, Kentucky

Sponsored Law Firm

Law Office of Lawrence Belanger

SPONSORED LAWYERS

Rhonda Evon Taylor

Frank Anthony Brancato

Steven Dale Wilson

R Michael Sullivan

Cheryl L Newberry

Stephen C Pace

Septtimous Taylor

Septtimous Taylor

Septtimous Taylor

Septtimous Taylor

TIPS

LEGAL TERMS

DEBIT CARD

PRIORITY DEBT

TRUTH IN LENDING ACT (TILA)

HOUSEHOLDER

CREDIT FILE

PRESUMED ABUSE

FCBA

SETOFF

DISPOSABLE INCOME

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

Wilson v. Paine

Kentucky Bar Ass'n v. Leadingham

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