Cranford Bankruptcy & Debt Lawyer, New Jersey

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Richard David Chusid

Lawsuit & Dispute, Credit & Debt, Business Organization, Securities Fraud
Status:  In Good Standing           

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Arthur A. Povelones

Collection, Estate Planning, Family Law, Litigation
Status:  In Good Standing           Licensed:  28 Years

Allen J. Barkin

Commercial Real Estate, Alimony & Spousal Support, Banking & Finance, Collection
Status:  In Good Standing           Licensed:  43 Years

Philip D. Stern

Class Action, Credit & Debt, Collection, Bankruptcy & Debt
Status:  In Good Standing           
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James D. Derose

Products Liability, Business, Consumer Bankruptcy
Status:  In Good Standing           

Gary Michael Sarno

Corporate, Banking & Finance, Bankruptcy Litigation, Bankruptcy
Status:  In Good Standing           Licensed:  28 Years

Andrew Mark Wolfenson

Litigation, Trusts, Workers' Compensation, Bankruptcy
Status:  In Good Standing           

Andrew M Wolfenson

Litigation, Trusts, Workers' Compensation, Bankruptcy
Status:  In Good Standing           

Benjamin J. Ginter

Criminal, Bankruptcy, Bed Bug, Animal Bite
Status:  In Good Standing           Licensed:  21 Years

Julio Sanchez

Accident & Injury, Bankruptcy & Debt, Immigration, Municipal, Workers' Compensation
Status:  In Good Standing           

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

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By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Email, Phone, Text Messages, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT FILE

See credit report.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)
A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

COLLATERAL

Property that guarantees payment of a secured debt.