Dawson Springs Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Maurice Reeves Little

Bankruptcy, Bankruptcy & Debt, Other

Status: In Good Standing

CONTACT

1917 Versnick Drive, Madisonville, KY 42431

Tonya Hightowe Fleming

Employment, Bankruptcy, Workers' Compensation, Mediation

Status: In Good Standing

CONTACT

Crofton, KY 42217

Tonya H Fleming

Bankruptcy

Status: In Good Standing

CONTACT

184 Poole Mill Rd, Crofton, KY 42217

David E Arvin

Real Estate, Energy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

Hopkinsville, KY 42241

Roy Massey

Bankruptcy & Debt, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

P.O. Box 361, Marion, KY 42064

Michael Andrew Richardson

Family Law, Divorce, Bankruptcy, Trusts

Status: In Good Standing

CONTACT

215 East 21St Street, Hopkinsville, KY 42240

Lee Mabry Harton

Corporate, Bankruptcy, Elder Law, Trusts

Status: In Good Standing

CONTACT

1606 S Main St, Hopkinsville, KY 42241

John Baird

Real Estate, Bankruptcy, Bankruptcy & Debt, Workers' Compensation

Status: In Good Standing

CONTACT

135 South Main Street, Greenville, KY 42345

Russell L Croley

Commercial Real Estate, Estate Planning, Bankruptcy

Status: In Good Standing

CONTACT

1601 W Everly Brothers, Central City, KY 42330

Tommy J Fridy

Land Use & Zoning, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Sebree, KY 42455

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FCBA

See Fair Credit Billing Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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Dawson Springs Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Maurice Reeves Little

Tonya Hightowe Fleming

Tonya H Fleming

David E Arvin

Roy Massey

Michael Andrew Richardson

Lee Mabry Harton

John Baird

Russell L Croley

Tommy J Fridy

TIPS

LEGAL TERMS

GUARANTOR

UNSECURED DEBT

IRS EXPENSES

FAIR CREDIT BILLING ACT (FCBA)

GRACE PERIOD

COSIGNER

FCBA

CHAPTER 13 PLAN

DEFINED CONTRIBUTION PLAN

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