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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Thomas Gosselin

Business Organization, Collection, Commercial Real Estate, Defamation & Slander

Status: In Good Standing

CONTACT

2425 Royal Blvd, Elgin, IL 60123

Rosemary S. Berquist

Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

117 South Cook Street, Barrington, IL 60010

Richard P. Spicuzza

Litigation, Business & Trade, Contract, Collection

Status: Inactive Licensed: 60 Years

CONTACT

320 W Russell St, Barrington, IL 60010

Jay Miller

Estate Planning, Divorce & Family Law, Civil Rights, Collection

Status: In Good Standing Licensed: 57 Years

CONTACT

300 Lageschulte St, Barrington, IL 60010

John Zinke

Bankruptcy, Collection, Transactions, Land Use & Zoning

Status: In Good Standing Licensed: 34 Years

CONTACT

Carol Stream, IL 60188

John Robert Zinke

Commercial Real Estate, Land Use & Zoning, Collection, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

Carol Stream, IL 60188

Mary E. Gardner

Civil Rights, Transactions, Collection, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

106 Thorobred Ln, Dundee, IL 60118

Parker Frank Mcmahan

Government, Collection

Status: In Good Standing Licensed: 56 Years

CONTACT

36W251 Oak Hill Drive, Dundee, IL 60118

Robert Thomas Kuehl

Contract, Collection, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

555 S Randall Rd, Elburn, IL 60174

Scott Gary Richmond

Workers' Compensation, Civil Rights, Collection, Personal Injury

Status: In Good Standing

CONTACT

2000 Mcdonald Rd, Elgin, IL 60177

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

COLLATERAL

Property that guarantees payment of a secured debt.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Elgin Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Thomas Gosselin

Rosemary S. Berquist

Richard P. Spicuzza

Jay Miller

John Zinke

John Robert Zinke

Mary E. Gardner

Parker Frank Mcmahan

Robert Thomas Kuehl

Scott Gary Richmond

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LEGAL TERMS

NUISANCE FEES

AUTOMATIC STAY

CREDIT BUREAU

COLLATERAL

LIQUIDATING PARTNER

NONEXEMPT PROPERTY

WORKOUT

CURRENT MONTHLY INCOME

BANKRUPTCY TRUSTEE

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