Ellijay Bankruptcy & Debt Lawyer, Georgia

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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W. David Wallace

Adoption, Bankruptcy, Farms, Divorce

Status: In Good Standing

FREE CONSULTATION

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86 Highway 53 West, Dawsonville, GA 30534

Sarah Nichole Illg

Family Law, DUI-DWI, Criminal, Bankruptcy

Status: In Good Standing Licensed: 7 Years

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57 1St Avenue, East Ellijay, GA 30540

Elizabeth Ann Stuhldreher

Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

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East Ellijay, GA 30540

Joshua Thermon Teague

Traffic, Criminal, Insurance, Bankruptcy

Status: In Good Standing

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57 1St Avenue, East Ellijay, GA 30539

Bree Kellett Lowry

Divorce, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 10 Years

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425 West First Street, Blue Ridge, GA 30513

Karen H. Brouse

Trusts, Family Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

Blue Ridge, GA 30513

Donna Lynn Harding

Military & Veterans Appeals, Consumer Rights, Property & Casualty, Bankruptcy

Status: In Good Standing

CONTACT

1989 Maxwell Road, Blue Ridge, GA 30513

Margaret Lynne Wagoner

Real Estate, Sexual Harassment, Divorce, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

Blue Ridge, GA 30513

Karen Brouse

Trusts, Family Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

Blue Ridge, GA 30513

Harmon T. Smith

Bankruptcy & Debt, Car Accident

Status: In Good Standing Licensed: 58 Years

CONTACT

649 E Main St, Blue Ridge, GA 30513

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Ellijay Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

W. David Wallace

Sarah Nichole Illg

Elizabeth Ann Stuhldreher

Joshua Thermon Teague

Bree Kellett Lowry

Karen H. Brouse

Donna Lynn Harding

Margaret Lynne Wagoner

Karen Brouse

Harmon T. Smith

TIPS

LEGAL TERMS

BANKRUPTCY

PREFERENCE

DISCHARGEABLE DEBTS

NO-FAULT INSURANCE

SECURED DEBT

INTEREST

ACCORD AND SATISFACTION

COSIGNER

CHAPTER 13 BANKRUPTCY

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