Essex County, NY Bankruptcy & Debt Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Essex Bankruptcy & Debt lawyer.
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Debra Ann Whitson

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Family Law, Divorce, Child Support, Child Custody, Divorce & Family Law

For the first half of her career, Debra Whitson was a prosecutor, and she spent the latter half specializing in Matrimonial and Family Law. She is an ... (more)

CONTACT

518-412-4111

P.O. Box 38, Elizabethtown, NY 12932

Bryan Liam Kennelly

Accident & Injury, Federal Trial Practice, Divorce & Family Law, Criminal, State and Local

Status: In Good Standing Licensed: 14 Years

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5676 Cascade Road, Lake Placid, NY 12946

Arthur Serge Lussi

Business & Trade

Status: In Good Standing Licensed: 36 Years

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101 Olympic Dr, Lake Placid, NY 12946

William M. Finucane

Social Security, Estate, Divorce, Criminal

Status: In Good Standing Licensed: 43 Years

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103 Hand Avenue, Elizabethtown, NY 12932

Brian Patrick Barrett

Motor Vehicle, Child Custody, Criminal, Bankruptcy

Status: In Good Standing

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5676 Cascade Rd, Lake Placid, NY 12946

Allison Margaret Mcgahay

Real Estate, Criminal

Status: In Good Standing Licensed: 20 Years

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7559 Court St, Elizabethtown, NY 12932

Charles J. Noth

General Practice

Status: In Good Standing Licensed: 50 Years

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56 College St, Port Henry, NY 12974

William Granville James

Employment

Status: In Good Standing Licensed: 49 Years

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1283 Middle Rd, Willsboro, NY 12996

Mark Steven Granger

Environmental Law, Employment, Corporate, Non-profit, Business

Status: In Good Standing Licensed: 48 Years

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1094 Us Route 9, Schroon Lake, NY 12870

Reginald Hudson Bedell

Real Estate, Motor Vehicle, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 33 Years

CONTACT

3311 Essex Rd, Willsboro, NY 12996

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT FILE

See credit report.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FDCPA

See Fair Debt Collections & Practices Act.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Essex County, NY Bankruptcy & Debt Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Debra Ann Whitson

Bryan Liam Kennelly

Arthur Serge Lussi

William M. Finucane

Brian Patrick Barrett

Allison Margaret Mcgahay

Charles J. Noth

William Granville James

Mark Steven Granger

Reginald Hudson Bedell

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

FAIR CREDIT BILLING ACT (FCBA)

CREDIT FILE

UNSECURED DEBT

DISCHARGEABLE DEBTS

GUARANTOR

FDCPA

PREFERENCE

BANKRUPTCY

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