Essex County, MA Reorganization Lawyers


Scott F. Bocchio Lawyer

Scott F. Bocchio

VERIFIED
Accident & Injury, Landlord-Tenant, Criminal, Social Security, Divorce & Family Law

Scott F. Bocchio, Attorney at Law operates a full-service law firm that delivers high-quality legal representation to individuals and businesses. Whil... (more)

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855-254-7841

Donald J. MacDonald Lawyer

Donald J. MacDonald

VERIFIED
Real Estate, Estate, Bankruptcy & Debt, Accident & Injury, Business
Call Today: 781-205-4735

Attorney MacDonald’s practice includes all aspects of intellectual property law, including patent and trademark prosecution, copyright law, licensin... (more)

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800-974-1170

John T. Wyrocki Lawyer

John T. Wyrocki

VERIFIED
Divorce & Family Law, Family Law, Child Support, Child Custody, Adoption
Reduced Fees Provided For Clients

Attorney Wyrocki’s practice focuses on all aspects of Family Law, including: divorce, legal separation, child custody dispute, child support, alimon... (more)

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978-777-1447

Jay Patrick Johnson Lawyer

Jay Patrick Johnson

VERIFIED
Bankruptcy & Debt, Collection, Lawsuit & Dispute, Personal Injury

Attorney Jay P. Johnson graduated in 1987 from Boston College with a Bachelor of Arts in Economics. He received his Juris Doctorate from Suffolk Unive... (more)

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800-497-8501

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Murat  Erkan Lawyer

Murat Erkan

VERIFIED
Criminal, Felony, DUI-DWI, Juvenile Law, Motor Vehicle
Former prosecutor with over 20 years of experience delivering uncompromising results

Choosing the right attorney to fight for you is the most crucial decision you may make in your life. I have 22 years of criminal law experience, begi... (more)

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978-474-0054

Daniel John Murphy Lawyer

Daniel John Murphy

VERIFIED
Accident & Injury, Employment, Civil & Human Rights, Personal Injury, Car Accident

The Murphy Law Group is a North Andover law firm that has been repeatedly recognized as a leading Boston and New England law firm. Martindale Hubbell ... (more)

Adam P. Beck Lawyer

Adam P. Beck

VERIFIED
Accident & Injury, Medical Malpractice, Personal Injury, Wrongful Death, Slip & Fall Accident

Dr. Beck is a nationally known eye specialist in the field of Ophthalmology. He graduated from medical school from Loyola University Stritch School o... (more)

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CONTACT

800-383-8491

Robert M. Strasnick Lawyer

Robert M. Strasnick

VERIFIED
Criminal, Divorce & Family Law, Real Estate, Accident & Injury

After graduating from the University of Massachusetts, Rob attended the New England School of Law. He graduated Magna Cum Laude in 1997 and commenced ... (more)

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CONTACT

800-957-4160

Marcus Lloyd Scott Lawyer

Marcus Lloyd Scott

VERIFIED
Divorce & Family Law, Criminal, Immigration, Real Estate, Estate

Marcus Scott was born and raised in the San Francisco Bay Area of Northern California. Marcus earned his Bachelors of General Studies, in English, fol... (more)

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CONTACT

800-745-3721

Thomas Carl LaPorte Lawyer

Thomas Carl LaPorte

VERIFIED
Estate, Real Estate, Employment, Estate Planning, Trusts

Our attorneys are licensed in Massachusetts and New Hampshire. We offer legal assistance with a high degree of knowledge. Years of experience and our... (more)

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)
A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)
The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FDCPA

See Fair Debt Collections & Practices Act.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.