Farmington Bankruptcy Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Simran Singh Sekhon

Business, Bankruptcy, Trademark, Contract, Wills & Probate

Simran Sekhon is a practicing lawyer in the state of California.

CONTACT

800-916-0881

18826 N Lower Sacramento Rd, Woodbridge, CA 95258

Justin Thomas Allen

Trusts, Family Law, Elder Law, Bankruptcy

Status: Suspended Licensed: 19 Years

CONTACT

2300 Sylvan Ave, Modesto, CA 95357

William Edward Mussman

Litigation, Juvenile Law, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

3300 Tully Rd, Modesto, CA 95350

Patrick B. Greenwell

Criminal, Civil Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1301 G Street., Modesto, CA 95354

John Nguyen

Farms, Divorce, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

815 15Th St, Modesto, CA 95354

Ameet Singh Birring

Workers' Compensation, Contract, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

1301 K Street, Modesto, CA 95354

Mark Girdner

Foreclosure, DUI-DWI, Criminal, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

815 15Th St, Modesto, CA 95354

Mahanvir Singh Sahota

Employee Rights, Corporate, Bankruptcy, Medical Malpractice, Construction

Status: In Good Standing Licensed: 18 Years

CONTACT

928 12Th St, Modesto, CA 95354

Steven S. Altman

Litigation, Commercial Bankruptcy, Bankruptcy Litigation, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 49 Years

CONTACT

1127 12th St, Modesto, CA 95354

Scott Dale Mitchell

Bankruptcy, Personal Injury, Family Law, Criminal, Mass Torts

Status: In Good Standing

CONTACT

1231 8th Street, Modesto, CA 95354

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FDCPA

See Fair Debt Collections & Practices Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Farmington Bankruptcy Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Simran Singh Sekhon

Justin Thomas Allen

William Edward Mussman

Patrick B. Greenwell

John Nguyen

Ameet Singh Birring

Mark Girdner

Mahanvir Singh Sahota

Steven S. Altman

Scott Dale Mitchell

TIPS

LEGAL TERMS

UNDUE HARDSHIP

INTEREST

FDCPA

TRUTH IN LENDING ACT (TILA)

ABUSE

DEFINED CONTRIBUTION PLAN

CREDIT REPORT

TRADE NAME

DISPOSABLE INCOME

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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