Georgia Bankruptcy & Debt Lawyer List

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A. Keith Logue Lawyer

A. Keith Logue

Marietta Bankruptcy & Debt Lawyer
Boniface Gawain Echols Lawyer

Boniface Gawain Echols

VERIFIED
Atlanta Bankruptcy & Debt Lawyer

Boniface Echols is a practicing lawyer in the state of Georgia.

Brian Clark Near Lawyer

Brian Clark Near

VERIFIED
Norcross Bankruptcy & Debt Lawyer

Brian Near began his legal practice in 1989 with a law firm located in the former IBM Tower (One Atlantic Center) in midtown Atlanta. He later moved h... (more)

FREE CONSULTATION 

CONTACT

800-893-2701

Chalcia Lovine Rainford Lawyer

Chalcia Lovine Rainford

VERIFIED
Stockbridge Bankruptcy & Debt Lawyer

Attorney Chalcia Rainford is a native of Jamaica, West Indies, who has practiced law since 1994. Mrs. Rainford earned her J.D. from John Marshall Law ... (more)

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CONTACT

800-632-9140

Chester James Gregg Lawyer

Chester James Gregg

VERIFIED
Richmond Hill Bankruptcy & Debt Lawyer

Born in Ilion, New York, Attorney Chester J. "Chet" Gregg graduated from the State University of New York, College at Oswego in 1993 with a B.S. in Se... (more)

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CONTACT

800-810-9681

Chuck Michael Douglas Lawyer

Chuck Michael Douglas

VERIFIED
Atlanta Bankruptcy & Debt Lawyer
Fight Back and Win!

Chuck Douglas is a practicing lawyer in the state of Georgia. He received his J.D. from Georgia State University. He currently works for his privately... (more)

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CONTACT

800-978-8941

Evan M. Altman Lawyer

Evan M. Altman

VERIFIED
Atlanta Bankruptcy & Debt Lawyer
Georgia

Mr. Altman concentrates his practice in the areas of bankruptcy, corporate law, personal injury, medical malpractice, product liability and general li... (more)

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CONTACT

800-974-1130

Joseph Edward Spires Lawyer

Joseph Edward Spires

VERIFIED
Augusta Bankruptcy & Debt Lawyer
I have practiced bankruptcy, personal injury, and workers' compensation law for 25 years.

Founding partner, Joseph Spires is a Georgia native with over two decades of legal experience. He specializes in Worker's Compensation, Bankruptcy and... (more)

FREE CONSULTATION 

CONTACT

800-925-2541

Joseph W. Powell Lawyer

Joseph W. Powell

VERIFIED
Columbus Bankruptcy & Debt Lawyer

Joseph Powell is a practicing lawyer in the state of Georgia.

Joshua Arnold Nelson Lawyer

Joshua Arnold Nelson

Woodstock Bankruptcy & Debt Lawyer

Josh Nelson is an Attorney and Alliance Architect for Nelson Elder Care Law. He focuses his practice on finance, banking, and insurance to compliment ... (more)

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800-943-8690

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.