Greenville County, SC Bankruptcy & Debt Lawyers, page 2


Allison Seton Humen

Landlord-Tenant, Health Care Other, Corporate, Collection
Status:  In Good Standing           

D. Allen Grumbine

Transactions, Bankruptcy, Corporate, Securities
Status:  In Good Standing           Licensed:  46 Years

Jennifer C. Adamson

Commercial Real Estate, Commercial Bankruptcy
Status:  In Good Standing           

Robert Joseph Cantrell

Traffic, Lawsuit, Immigration, Bankruptcy, Credit & Debt
Status:  In Good Standing           Licensed:  28 Years
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Sidney Alfred Wike

Bankruptcy
Status:  In Good Standing           

Carole Dennison

Collection, Personal Injury, Workers' Compensation, Social Security
Status:  In Good Standing           

Lauren Thorne Maxwell

Banking & Finance, Bankruptcy, International Intellectual Property
Status:  In Good Standing           

Steven Edward Buckingham

Commercial Bankruptcy
Status:  In Good Standing           

Andrew Finley Carson

Personal Injury, Litigation, Toxic Mold & Tort, Credit & Debt
Status:  In Good Standing           Licensed:  10 Years

James Nathan Galbreath

Commercial Real Estate, Business & Trade, Credit & Debt, Bankruptcy
Status:  In Good Standing           Licensed:  18 Years

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FDCPA

See Fair Debt Collections & Practices Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FCRA

See Fair Credit Reporting Act.

CREDIT FILE

See credit report.

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