Haines Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Damien R Yervasi

Accident & Injury, Criminal, Medical Malpractice, Slip & Fall Accident

Status: In Good Standing

CONTACT

1990 3rd St, Baker City, OR 97814

Brent H Smith

Immigration, Employment, Child Custody, Bankruptcy, Mass Torts

Status: In Good Standing Licensed: 18 Years

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808 Adams Ave, La Grande, OR 97850

J. David Coughlin

Personal Injury, Business, Real Estate, Estate Planning

Status: In Good Standing

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1650 Dewey Ave, Baker City, OR 97814

Robert J Moon

Criminal

Status: In Good Standing

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1650 Dewey Ave, Baker City, OR 97814

Robert N Lewis

General Practice

Status: Suspended Licensed: 47 Years

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1323 3Rd Ave, Baker City, OR 97814

Matthew B Shirtcliff

General Practice

Status: In Good Standing Licensed: 30 Years

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1995 3rd St, Baker City, OR 97814

Gregory L Baxter

General Practice

Status: In Good Standing Licensed: 35 Years

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1995 3rd St, Baker City, OR 97814

Krischele Whitnah

Divorce & Family Law, Elder Law

Status: In Good Standing

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3370 10th St, Baker City, OR 97814

Robert W Whitnah

Estate, Divorce & Family Law, Criminal, Business

Status: In Good Standing Licensed: 23 Years

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1920 First St, Baker City, OR 97814

Floyd C Vaughan

General Practice

Status: In Good Standing Licensed: 46 Years

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1950 3rd St, Baker City, OR 97814

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

FCRA

See Fair Credit Reporting Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Haines Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Damien R Yervasi

Brent H Smith

J. David Coughlin

Robert J Moon

Robert N Lewis

Matthew B Shirtcliff

Gregory L Baxter

Krischele Whitnah

Robert W Whitnah

Floyd C Vaughan

TIPS

LEGAL TERMS

SETOFF

UNSECURED DEBT

GENERAL PARTNER

FCRA

FAIR CREDIT REPORTING ACT (FCRA)

CURRENT MONTHLY INCOME

BANKRUPTCY

DOING BUSINESS AS (DBA)

WORKOUT

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