Hamilton County, TN Bankruptcy Lawyers

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Kenneth O. Fritz

Bankruptcy, Employment, Estate Planning, Family Law

Status: In Good Standing

CONTACT

801 Broad St., Chattanooga, TN 37402

Autry L. Jones

Power of Attorney, Wills & Probate, Child Support, Bankruptcy

Status: In Good Standing Licensed: 22 Years

FREE CONSULTATION

CONTACT

5726 Marlin Road, Chattanooga, TN 37411

Myrlene R Marsa

Business Organization, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

835 Georgia Ave, Chattanooga, TN 37402

Nathan Andrew Hertzog

Corporate, Business, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Stephen Barham

Litigation, Health Care, Reorganization, Bankruptcy

Status: In Good Standing

CONTACT

605 Chestnut Street, Chattanooga, TN 37450

Rob Carden

Dispute Resolution, Federal Appellate Practice, Bankruptcy, Banking & Finance

Status: In Good Standing

CONTACT

601 Market St, Chattanooga, TN 37402

Nathan Hertzog

Corporate, Business, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Jerrold Farinash

Criminal, Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

100 W Martin Luther King Blvd, Chattanooga, TN 37402

Shelley Rucker

Federal Claims Court, Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

31 E 11Th Street, Chattanooga, TN 37402

Ross I. Schram

Commercial Real Estate, Wills & Probate, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

FDCPA

See Fair Debt Collections & Practices Act.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SAMPLE LEGAL CASES

Waldschmidt v. REASSURE AMERICA LIFE INS. CO.

... Code Ann. Â§ 56-7-2303 (2008) certified by the United States Bankruptcy Court for the Middle District of Tennessee. The bankruptcy court has asked this Court to determine whether the issuer of a deceased debtor's life insurance policy was exempted under Tenn.Code Ann. ...

In re Music City RV, LLC

... The certified question from the United States Bankruptcy Court for the Middle District of Tennessee that we address in this case is: whether the consignment of a recreational vehicle ("RV") by a consumer to a Tennessee RV dealer for the purpose of selling the RV to a third ...

In re Hogue

... The certified question from the United States Bankruptcy Court for the Middle District of Tennessee that we address in this case is: what amount may each member of a married couple with custody of a minor child claim as a homestead exemption, pursuant to Tennessee Code ...

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Hamilton County, TN Bankruptcy Lawyers

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Kenneth O. Fritz

Autry L. Jones

Myrlene R Marsa

Nathan Andrew Hertzog

Stephen Barham

Rob Carden

Nathan Hertzog

Jerrold Farinash

Shelley Rucker

Ross I. Schram

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

MEANS TEST

LIMITED LIABILITY

FDCPA

NONDISCHARGEABLE DEBTS

CREDIT INSURANCE

GARNISHMENT

DISCHARGEABLE DEBTS

COLLECTION AGENCY

SAMPLE LEGAL CASES

Waldschmidt v. REASSURE AMERICA LIFE INS. CO.

In re Music City RV, LLC

In re Hogue

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