Hartford Credit & Debt Lawyer, Connecticut

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Lee Johnson
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Johnson Law
350 Silas Deane Highway Suite 301 Wethersfield, CT 06109 » view map
Real Estate, Bankruptcy
Service. Trust. Confidence.

This Law office was built on individual service to each client, one at a time. For over 35 years we have engaged in the General Practice of Law in the State of Connecticut.

800-583-7030
1. Lee Johnson Wethersfield, CT
  Attorney At Law - CT, 1981
  WNE Law J.D 1981
2. Our Vision
  Service-Trust-Confidence-- that you can depend on.
3. Contact UsEmail or Call 24/7
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Neal Guttenberg

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Bankruptcy & Debt, Immigration, Credit & Debt

Navigating today's legal system is a difficult task. You should work with an Attorney who understands the area of law you need help with and can work ... (more)

FREE CONSULTATION

CONTACT

800-716-6460

P.O. Box 2463, Branford, CT 06405

Sandra L. Kelsey

Bankruptcy, Corporate, Credit & Debt, Estate Planning

Status: In Good Standing

CONTACT

89 Oak Street, Hartford, CT 06106

Thomas J. Farrell

Bankruptcy, Credit & Debt, Litigation

Status: In Good Standing

CONTACT

274 Silas Deane Highway, Wethersfield, CT 06109

Joshua R.I. Cohen

Consumer Protection, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1224 Mill Street, Building B, East Berlin, CT 06023

Alan R. Dembiczak

Corporate, Business Organization, Credit & Debt, Litigation

Status: In Good Standing

CONTACT

721 Broad Street, Meriden, CT 06450

Stephen P. Wright

Family Law, Bankruptcy, Credit & Debt, Estate Planning

Status: In Good Standing

CONTACT

300 Bic Drive, Milford, CT 06460

Anja Rusi

Family Law, Business, Credit & Debt, Personal Injury, Insurance

Status: In Good Standing Licensed: 5 Years

CONTACT

280 Trumbull St, Hartford, CT 06103

Claudia A. Baio

Real Estate, Insurance, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

237 Buckingham St, Hartford, CT 06126

Houston Putnam Lowry

Bankruptcy Litigation, Uniform Commercial Code, Lawsuit & Dispute, Business, Credit & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

6 Central Row, Hartford, CT 06103

John Serrano

Social Security, Workers' Compensation, Credit & Debt, Medical Malpractice, Car Accident

Status: In Good Standing

CONTACT

690 Flatbush Ave, West Hartford, CT 06110

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CCCS

See Consumer Credit Counseling Service.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SAMPLE LEGAL CASES

Nappo v. Merrill Lynch Credit Corp.

... the validity of a mortgage on her residential property in Avon held by the defendant, Merrill Lynch Credit Corporation. The plaintiff claims that the mortgage should be discharged because the evidence presented at trial failed to establish that she owed the defendant a debt. ...

Credit One, LLC v. Head

... [4] The defendant essentially requested information on why Debt One, LLC, was listed on the assignment agreement submitted by the plaintiff, as well as why the credit account terms and conditions submitted by the plaintiff refer to AT&T Universal Bank instead of Citibank. ...

Hartford Credit & Debt Lawyer, Connecticut

Sponsored Law Firm

Johnson Law

SPONSORED LAWYERS

Neal Guttenberg

Sandra L. Kelsey

Thomas J. Farrell

Joshua R.I. Cohen

Alan R. Dembiczak

Stephen P. Wright

Anja Rusi

Claudia A. Baio

Houston Putnam Lowry

John Serrano

TIPS

LEGAL TERMS

CREDIT INSURANCE

CREDIT BUREAU

FAIR CREDIT BILLING ACT (FCBA)

INTEREST

SECRET WARRANTY PROGRAM

GENERAL PARTNER

DEFINED CONTRIBUTION PLAN

CCCS

MEANS TEST

SAMPLE LEGAL CASES

Nappo v. Merrill Lynch Credit Corp.

Credit One, LLC v. Head

NAPPO v. MERRILL LYNCH CREDIT CORP.

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