Hartford Credit & Debt Lawyer, Connecticut

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Lee Johnson
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Johnson Law
350 Silas Deane Highway Suite 301 Wethersfield, CT 06109 » view map
Real Estate, Bankruptcy
Service. Trust. Confidence.

This Law office was built on individual service to each client, one at a time. For over 35 years we have engaged in the General Practice of Law in the State of Connecticut.

800-583-7030
1. Lee Johnson Wethersfield, CT
  Attorney At Law - CT, 1981
  WNE Law J.D 1981
2. Our Vision
  Service-Trust-Confidence-- that you can depend on.
3. Contact UsEmail or Call 24/7
  Call today for your initial consultation
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Neal Guttenberg

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Bankruptcy & Debt, Immigration, Credit & Debt

Navigating today's legal system is a difficult task. You should work with an Attorney who understands the area of law you need help with and can work ... (more)

FREE CONSULTATION

CONTACT

800-716-6460

P.O. Box 2463, Branford, CT 06405

Alan R. Dembiczak

Corporate, Business Organization, Credit & Debt, Litigation

Status: In Good Standing

CONTACT

721 Broad Street, Meriden, CT 06450

Joshua R.I. Cohen

Consumer Protection, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1224 Mill Street, Building B, East Berlin, CT 06023

Sandra L. Kelsey

Bankruptcy, Corporate, Credit & Debt, Estate Planning

Status: In Good Standing

CONTACT

89 Oak Street, Hartford, CT 06106

Stephen P. Wright

Family Law, Bankruptcy, Credit & Debt, Estate Planning

Status: In Good Standing

CONTACT

300 Bic Drive, Milford, CT 06460

Thomas J. Farrell

Bankruptcy, Credit & Debt, Litigation

Status: In Good Standing

CONTACT

274 Silas Deane Highway, Wethersfield, CT 06109

Aaron Andrew Thomas

Real Estate, Business & Trade, Credit & Debt, Environmental Law Other

Status: In Good Standing Licensed: 12 Years

CONTACT

235 Nicholl St., New Haven, CT 06511

Andrew Boivin

Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

321 Whitney Avenue, New Haven, CT 06511

Anja Rusi

Family Law, Business, Credit & Debt, Personal Injury, Insurance

Status: In Good Standing Licensed: 5 Years

CONTACT

280 Trumbull St, Hartford, CT 06103

Chris Robert Nelson

Credit & Debt, Litigation

Status: In Good Standing Licensed: 17 Years

CONTACT

18 Trumbull Street, New Haven, CT 06511

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

COLLATERAL

Property that guarantees payment of a secured debt.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SAMPLE LEGAL CASES

Nappo v. Merrill Lynch Credit Corp.

... the validity of a mortgage on her residential property in Avon held by the defendant, Merrill Lynch Credit Corporation. The plaintiff claims that the mortgage should be discharged because the evidence presented at trial failed to establish that she owed the defendant a debt. ...

Credit One, LLC v. Head

... [4] The defendant essentially requested information on why Debt One, LLC, was listed on the assignment agreement submitted by the plaintiff, as well as why the credit account terms and conditions submitted by the plaintiff refer to AT&T Universal Bank instead of Citibank. ...

Hartford Credit & Debt Lawyer, Connecticut

Sponsored Law Firm

Johnson Law

SPONSORED LAWYERS

Neal Guttenberg

Alan R. Dembiczak

Joshua R.I. Cohen

Sandra L. Kelsey

Stephen P. Wright

Thomas J. Farrell

Aaron Andrew Thomas

Andrew Boivin

Anja Rusi

Chris Robert Nelson

TIPS

LEGAL TERMS

PRESUMED ABUSE

COSIGNER

DEFINED CONTRIBUTION PLAN

FAIR CREDIT BILLING ACT (FCBA)

SOLE PROPRIETORSHIP

DEBIT CARD

PRIORITY DEBT

COLLATERAL

WORKOUT

SAMPLE LEGAL CASES

Nappo v. Merrill Lynch Credit Corp.

Credit One, LLC v. Head

NAPPO v. MERRILL LYNCH CREDIT CORP.

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