Hemingford Credit & Debt Lawyer, Nebraska


Nathan James Jaggers

Civil Rights, Credit & Debt, Family Law, Estate Planning
Status:  In Good Standing           

Joe W. Stecher

Government, Bankruptcy, Bankruptcy & Debt, Administrative Law
Status:  In Good Standing           

Philip M. Kelly

Education, Estate Planning, Family Law, Civil Rights, Credit & Debt
Status:  In Good Standing           

Jerald L. Ostdiek

Workers' Compensation, Insurance, Credit & Debt, Products Liability, Bankruptcy
Status:  In Good Standing           

William E. Madelung

Commercial Real Estate, Trusts, Family Law, Bankruptcy, Child Support
Status:  In Good Standing           

Maxie J. Morgan

Social Security, Elder Law, Credit & Debt, Personal Injury
Status:  In Good Standing           

Adam Arthur Hoesing

Commercial Real Estate, Trusts, Credit & Debt, Bankruptcy
Status:  In Good Standing           

John Lewis Selzer

Estate Planning, Labor Law, Corporate, Credit & Debt
Status:  In Good Standing           

Leonard G. Tabor

Labor Law, Juvenile Law, Criminal, Bankruptcy
Status:  In Good Standing           

Bell Island

Estate Planning, Family Law, Criminal, Credit & Debt, Car Accident
Status:  In Good Standing           

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Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CCCS

See Consumer Credit Counseling Service.

SAMPLE LEGAL CASES

Bock v. Dalbey

... expenses. To Dalbey's knowledge, Bock did not use the line of credit to pay any of her debt. The balance on the line of credit was $118,778.06 on July 7, 2009; $128,790.96 as of November 27; and nearly $129,000 at the time of trial. ...

Burger v. Burger

... Additionally, we hereby order that within 90 days of the issuance of our mandate, Steven shall make a payment of $10,000 to Wells Fargo Bank to be applied to the line of credit debt on the residence awarded to Reyes and which debt we assign to her. ...

GROETKEN v. GROETKEN

... to Randall as traceable to his premarital money, whether Kelli was entitled to have her full $10,000 of premarital money restored, and the division of the parties' marital debt which consisted of the outstanding balance on the Mercedes loan and a credit card debt of approximately ...