Hockley Bankruptcy & Debt Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
  Bankruptcy Frequently Asked Questions
3. Contact UsEmail or Call 24/7
  Timing is often critical and you really need to seek advice early.
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Philip F. Snow

Litigation, Oil & Gas, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

Hockley, TX 77447

Otto O'Neil Meyers

Commercial Real Estate, Science, Technology & Internet, Business & Trade, Consumer Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

Hockley, TX 77447

Otto O. Meyers

Commercial Real Estate, Science, Technology & Internet, Business & Trade, Consumer Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

Hockley, TX 77447

Melanie Walker Renazco

International Other, Health Care Other, Business & Trade, Consumer Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

22430 Pine Tree Ln, Hockley, TX 77447

Delilah Chang Hanberry

Wills, Estate, Family Law, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

21719 Sarasota Spice Street, Hufsmith, TX 77377

William Anthony Callegari

Commercial Real Estate, Wills, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

15040 Fairfield Village Square Dr, Cypress, TX 77433

Carbett Joseph Duhon

Personal Injury, Litigation, Business & Trade, Consumer Bankruptcy, Estate

Status: In Good Standing Licensed: 29 Years

CONTACT

Waller, TX 77484

Richard John Jauma

Lawsuit & Dispute, Clean Air Practice, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

21610 Meadowsweet Dr, Magnolia, TX 77355

Brandon Robert Kerr

Bankruptcy, Environmental Law

Status: In Good Standing

CONTACT

18407 Shore Park Rd, Cypress, TX 77433

David Marc Verbit

Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

19638 Mier Expedition Dr, Cypress, TX 77433

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Hockley Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Philip F. Snow

Otto O'Neil Meyers

Otto O. Meyers

Melanie Walker Renazco

Delilah Chang Hanberry

William Anthony Callegari

Carbett Joseph Duhon

Richard John Jauma

Brandon Robert Kerr

David Marc Verbit

TIPS

LEGAL TERMS

SECURED DEBT

CURRENT MONTHLY INCOME

C CORPORATION

LIEN

DEFINED CONTRIBUTION PLAN

ACCORD AND SATISFACTION

DEBIT CARD

FRATERNAL BENEFIT SOCIETY BENEFITS

SECRET WARRANTY PROGRAM

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