Johnston Bankruptcy & Debt Lawyer, Rhode Island

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jack D. Pitts

Trusts, Estate, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

635 Killingly Street, Johnston, RI 02919

Andrew L. Alberino

Employment, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

445 Reservoir Avenue, Providence, RI 02910

Ann Marie Maccarone

Commercial Real Estate, Foreclosure, Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

237 Poplar Drive, Providence, RI 02920

Ann Marie Maccarone

Commercial Real Estate, Foreclosure, Estate Planning, Bankruptcy

Status: In Good Standing

CONTACT

237 Poplar Drive, Providence, RI 02920

Armando E. Batastini

Litigation, Lawsuit & Dispute, Federal Appellate Practice, Bankruptcy & Debt

Status: In Good Standing

CONTACT

184 Putnam Pike, Chepachet, RI 02829

Benjamin G. Paster

Government, Estate, Reorganization

Status: In Good Standing

CONTACT

1000 Chapel View Blvd, Providence, RI 02920

Benjamin A. Mesiti

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

986 Hartford Avenue, Johnston, RI 02919

Charles A. Hirsch

Real Estate, Business, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

400 Reservoir Ave, Providence, RI 02907

Charles A. Pisaturo

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing

CONTACT

390 Olney Arnold Road, Providence, RI 02921

Christopher A. Murphy

Traffic, Employment, Criminal, Credit & Debt

Status: In Good Standing

CONTACT

47 Coulters Road, Providence, RI 02920

800-923-0641

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

Johnston Bankruptcy & Debt Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Jack D. Pitts

Andrew L. Alberino

Ann Marie Maccarone

Ann Marie Maccarone

Armando E. Batastini

Benjamin G. Paster

Benjamin A. Mesiti

Charles A. Hirsch

Charles A. Pisaturo

Christopher A. Murphy

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

UNDUE HARDSHIP

LOSS DAMAGE WAIVER (LDW)

DISCHARGE (OF DEBTS)

C CORPORATION

FAIR CREDIT BILLING ACT (FCBA)

CURRENT MONTHLY INCOME

CREDIT INSURANCE

SECRET WARRANTY PROGRAM

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