Kansas City Bankruptcy & Debt Lawyer, Kansas

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Robert R. Titus Lawyer

Robert R. Titus

VERIFIED
Lawsuit & Dispute, Accident & Injury, Business, Credit & Debt, Estate

Henry David Thoreau said it best by stating, “the mass of men lead lives of quiet desperation, and go to the grave with the song still in them.” R... (more)

Kevin E. Dellett Lawyer

Kevin E. Dellett

VERIFIED
Criminal, Motor Vehicle, Collection

Kevin E. Dellett is an accomplished trial attorney who handles legal issues including collection cases & landlord/tenant disputes (representing both p... (more)

FREE CONSULTATION 

CONTACT

800-881-4691

Ronald C. Rundberg

Litigation, Family Law, Corporate, Collection
Status:  In Good Standing           

Ray Kowalczewski

Bankruptcy, Corporate, Business Organization, Business Successions
Status:  In Good Standing           

Jeffrey A. Koons

Bankruptcy
Status:  In Good Standing           

Joshua Mathews

Child Support, Corporate, Business Organization, Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

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Michael Grear

Consumer Protection, Corporate, Consumer Bankruptcy, Bankruptcy
Status:  In Good Standing           

Dean D. Garland

Landlord-Tenant, Credit & Debt, Collection, Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Michael E. Whitsitt

Litigation, Divorce & Family Law, Business, Collection
Status:  In Good Standing           Licensed:  52 Years

Michael J McVay

Bankruptcy, Criminal, Personal Injury, Accident & Injury, Mass Torts
Status:  In Good Standing           Licensed:  29 Years

FREE CONSULTATION 

CONTACT

Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

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