Kingwood Bankruptcy & Debt Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
  Bankruptcy Frequently Asked Questions
3. Contact UsEmail or Call 24/7
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Tamara Hensarling Paul

Real Estate, Wills & Probate, Family Law, Bankruptcy

Status: In Good Standing

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1214A Stonehollow Drive, Kingwood, TX 77339

Gregg M Mielke

Litigation, Employment, Contract, Business Organization, Bankruptcy

Status: In Good Standing

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1214A Stonehollow Drive, Kingwood, TX 77339

H. Steven Byers

Adoption, Bad Faith Insurance, Child Support, Collection, Personal Injury

Status: In Good Standing Licensed: 44 Years

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1521 Green Oak Pl, Houston, TX 77339

Melissa Rae Lanier

Litigation, Family Law, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 18 Years

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800 Rockmead, Kingwood, TX 77339

Leonard V. Schneider

Health Care Other, Business & Trade, Administrative Law, Credit & Debt

Status: In Good Standing

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2261 Northpark Dr, Houston, TX 77339

Melissa Lanier

Bankruptcy & Debt, Bankruptcy, Divorce & Family Law, Divorce

Status: In Good Standing

FREE CONSULTATION

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116 S Avenue C, Humble, TX 77338

Derek Grant Hoffpauir

Commercial Real Estate, Oil & Gas, Banking & Finance, Consumer Bankruptcy

Status: In Good Standing Licensed: 12 Years

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114 N Avenue, Houston, TX 77338

Jeffrey Craig Desandro

Family Law, Criminal, Consumer Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 23 Years

CONTACT

7544 Fm 1960 East, Humble, TX 77346

William W. Bivin

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 52 Years

CONTACT

3149 Cedar Knolls Dr, Houston, TX 77339

Kenneth Clay Courville

International Tax, Estate Planning, DUI-DWI, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

800 Rockmead Dr, Houston, TX 77339

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FCBA

See Fair Credit Billing Act.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Kingwood Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Tamara Hensarling Paul

Gregg M Mielke

H. Steven Byers

Melissa Rae Lanier

Leonard V. Schneider

Melissa Lanier

Derek Grant Hoffpauir

Jeffrey Craig Desandro

William W. Bivin

Kenneth Clay Courville

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LEGAL TERMS

INTEREST

FCBA

PRIORITY DEBT

DISCHARGEABLE DEBTS

FRAUDULENT TRANSFER

PRESUMED ABUSE

ACCORD AND SATISFACTION

HOUSEHOLDER

MEANS TEST

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