Mount Clemens Bankruptcy & Debt Lawyer, Michigan, page 2

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Jennifer L. Schmidt

Federal Appellate Practice, Family Law, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

17001 19 Mile Rd, Clinton Township, MI 48038

Janet M. Ziulkowski

Foreclosure, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

17001 19 Mile Rd, Clinton Township, MI 48038

Jenna Marie Bommarito

Accident & Injury, Personal Injury, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

39999 Garfield Rd, Clinton Township, MI 48038

Nicholas Glaeser

Bankruptcy & Debt, Real Estate, Disability, Bankruptcy, Collection

Status: In Good Standing Licensed: 12 Years

CONTACT

15400 19 Mile Rd, Clinton Township, MI 48038

Daniela Dimovski

Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

42627 Garfield Rd, Clinton Township, MI 48038

Lawrence J. Lucido

Trusts, Family Law, Contract, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

39999 Garfield Rd, Clinton Township, MI 48038

Thomas J. Ciaramitaro

Estate Planning, Family Law, Criminal, Collection

Status: In Good Standing Licensed: 54 Years

CONTACT

42850 Garfield Rd, Clinton Township, MI 48038

Esther E. Wolfe

Criminal, Divorce & Family Law, Personal Injury, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

39999 Garfield Rd, Clinton Township, MI 48038

Timothy R. Kohler

Accident & Injury, Real Estate, Criminal, Credit & Debt, Divorce & Family Law

Status: In Good Standing Licensed: 51 Years

CONTACT

16931 19 Mile Road, Clinton Township, MI 48038

Barry R. Powers

Employee Rights, Insurance, Credit & Debt, Defamation & Slander, Elder Law

Status: In Good Standing Licensed: 37 Years

CONTACT

38550 Garfield Rd, Clinton Township, MI 48038

800-923-0641

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FDCPA

See Fair Debt Collections & Practices Act.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Mount Clemens Bankruptcy & Debt Lawyer, Michigan, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Jennifer L. Schmidt

Janet M. Ziulkowski

Jenna Marie Bommarito

Nicholas Glaeser

Daniela Dimovski

Lawrence J. Lucido

Thomas J. Ciaramitaro

Esther E. Wolfe

Timothy R. Kohler

Barry R. Powers

TIPS

LEGAL TERMS

UNSECURED DEBT

WORKOUT

FAIR CREDIT REPORTING ACT (FCRA)

ABUSE

FDCPA

LIMITED PARTNERSHIP

CREDIT COUNSELING

401(K) PLAN

IRS EXPENSES

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