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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Marie K. Spring

Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

264 Summer St, New Bedford, MA 02744

Richard Manning

Collection, Car Accident, Business Organization, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

167 William Street, New Bedford, MA 02740

Jeffrey A Martin

Real Estate, Banking & Finance, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

262 Union St, New Bedford, MA 02740

Kathleen Horan McLean

Family Law, Accident & Injury, Bankruptcy & Debt, Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

17 Orchard Street, New Bedford, MA 02740

Amy S. Mello

Litigation, Guardianships & Conservatorships, Commercial Bankruptcy

Status: In Good Standing

CONTACT

388 County Street, New Bedford, MA 02740

Catherine Elizabeth Bednarz

Real Estate, Elder Law, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

25 Brown Street, Fairhaven, MA 02719

Catherine E. Bednarz

Real Estate, Elder Law, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

25 Brown Street, Fairhaven, MA 02719

Heather Lynham

Estate, Adoption, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

51 Alden Road, Fairhaven, MA 02719

Tara M. George

Wrongful Termination, Employment, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

287 Slocum Road, Dartmouth, MA 02747

David Scott Macintyre

General Practice

Status: In Good Standing Licensed: 28 Years

CONTACT

29 Scott Street, Fairhaven, MA 02719

800-923-0641

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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New Bedford Bankruptcy & Debt Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Marie K. Spring

Richard Manning

Jeffrey A Martin

Kathleen Horan McLean

Amy S. Mello

Catherine Elizabeth Bednarz

Catherine E. Bednarz

Heather Lynham

Tara M. George

David Scott Macintyre

TIPS

LEGAL TERMS

HOUSEHOLDER

CREDIT INSURANCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DOING BUSINESS AS (DBA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

ABUSE

LIEN

CHAPTER 7 BANKRUPTCY

CHAPTER 13 BANKRUPTCY

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