New Bern Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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George M. Oliver

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Business, Bankruptcy & Debt, Bankruptcy, Commercial Bankruptcy, Lawsuit & Dispute

Mr. Oliver received his undergraduate and law degrees from UNC-Chapel Hill. He is a board certified specialist in Business Bankruptcy Law, certified b... (more)

FREE CONSULTATION

CONTACT

252-633-1930

405 Middle Street, New Bern, NC 28560

J. Douglas McCullough

Bankruptcy, Litigation

Status:

CONTACT

310 Craven Street, New Bern, NC 28563

Ashley Baxter

Bankruptcy, Environmental Law, Family Law, Litigation

Status:

CONTACT

310 Craven Street, New Bern, NC 28563

William H. Kroll

Bankruptcy & Debt, Real Estate

Status:

CONTACT

310 Craven Street, New Bern, NC 28563

J. Allen Murphy

Accident & Injury, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

Status: Licensed: 40 Years

FREE CONSULTATION

CONTACT

320 Middle Street, New Bern, NC 28560

Jonathan Eric Friesen

Agriculture, Credit & Debt, Estate Planning, Business & Trade

Status:

CONTACT

405 Middle St, New Bern, NC 28560

James M. Ayers

Traffic, Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 34 Years

CONTACT

New Bern, NC 28563

Lindsay Gayle Murphy

Real Estate, Lawsuit & Dispute, Estate, Criminal, Bankruptcy

Status: Licensed: 9 Years

CONTACT

P O Drawer 888, New Bern, NC 28563

Ashley Baxter Curry

Criminal, Consumer Bankruptcy, Bankruptcy, Civil Rights

Status: Licensed: 16 Years

CONTACT

New Bern, NC 28563

800-923-0641

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800-943-8690

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CCCS

See Consumer Credit Counseling Service.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT FILE

See credit report.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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New Bern Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

George M. Oliver

J. Douglas McCullough

Ashley Baxter

William H. Kroll

J. Allen Murphy

Jonathan Eric Friesen

James M. Ayers

Lindsay Gayle Murphy

Ashley Baxter Curry

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DEFINED CONTRIBUTION PLAN

CHAPTER 7 BANKRUPTCY

CCCS

SECURED DEBT

ACCORD AND SATISFACTION

CREDIT FILE

GRACE PERIOD

NUISANCE FEES

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