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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Allan Robert Frumkin

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Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury, Employment

Lawyer.com Member Questionnaire Please describe a case(s) in the last year or two where you made a big difference. 1. Last Friday---family law ... (more)

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800-927-2391

3268 Penryn Road, Loomis, CA 95650

Stephen Johnson

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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13620 Lincoln Way, Auburn, CA 95603

Robert Kelly Buchanan

International Tax, Intellectual Property, Securities, Business, Commercial Bankruptcy

Status: In Good Standing Licensed: 32 Years

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Truckee, CA 96160

George Larry Engel

Estate Planning, Bankruptcy, Business, Trusts, Wills

Status: In Good Standing Licensed: 52 Years

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12116 Horseshoe Ln, Nevada City, CA 95959

Andrew Allen Harris

Land Use & Zoning, Litigation, Corporate, Credit & Debt

Status: In Good Standing Licensed: 23 Years

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Cedar Ridge, CA 95924

Debra Ann Sitzberger

Land Use & Zoning, Federal, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

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11750 Ridge Rd, Nevada City, CA 95959

Tex Ritter

Health Care Other, Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 38 Years

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342 N School St, Grass Valley, CA 95945

Melvin Laub

Family Law, Personal Injury, Bankruptcy, Criminal

Status: Inactive Licensed: 59 Years

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1148 Ski Run Blvd, South Lake Tahoe, CA 96150

Cathy Iles Reading

Bankruptcy & Debt, Bankruptcy, Business & Trade, Litigation

Status: In Good Standing Licensed: 31 Years

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South Lake Tahoe, CA 96158

Eric Meadow

Credit & Debt, Collection, Defamation & Slander, Car Accident

Status: In Good Standing

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16971 Placer Hills Road, Meadow Vista, CA 95722

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Norden Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Allan Robert Frumkin

Stephen Johnson

Robert Kelly Buchanan

George Larry Engel

Andrew Allen Harris

Debra Ann Sitzberger

Tex Ritter

Melvin Laub

Cathy Iles Reading

Eric Meadow

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

CURRENT MONTHLY INCOME

LIEN

GARNISHMENT

REPOSSESSION

SECURED DEBT

MEETING OF CREDITORS

DISCHARGE (OF DEBTS)

COSIGNER

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