Oliver Springs Credit & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Diane Biddle

Bankruptcy, Banking & Finance, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

Wartburg, TN 37887

Jon MacJohnson

Business & Trade, Credit & Debt, Disability, Elder Law

Status: In Good Standing Licensed: 18 Years

CONTACT

10255 Kingston Pike, Knoxville, TN 37922

Lari Lynette Edwards

Labor Law, Elder Law, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

9111 Cross Park Dr, Knoxville, TN 37923

Dwight David Sexton

Criminal, Disability, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

9145 Cross Park Dr, Knoxville, TN 37923

Paul Edwin Mclemore

Litigation, Criminal, Business, Credit & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

10411 Lovell Center Dr, Knoxville, TN 37922

Clyde Allen Ragle

Litigation, Insurance, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

111 Fox Rd, Knoxville, TN 37922

Michael David Hester

Litigation, Lawsuit & Dispute, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

835 Hidden Glen Ln, Knoxville, TN 37922

David Jones

Civil Rights, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

8676 Denmark St, Knoxville, TN 37931

Jim Giffen

Contract, Credit & Debt, Workout, Commercial Real Estate

Status: In Good Standing Licensed: 58 Years

CONTACT

9724 Kingston Pike, Knoxville, TN 37922

Russell Thomas Fisher

Juvenile Law, Disability, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

7005 Middlebrook Pike, Knoxville, TN 37909

800-923-0641

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Oliver Springs Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Diane Biddle

Jon MacJohnson

Lari Lynette Edwards

Dwight David Sexton

Paul Edwin Mclemore

Clyde Allen Ragle

Michael David Hester

David Jones

Jim Giffen

Russell Thomas Fisher

TIPS

LEGAL TERMS

CREDIT COUNSELING

UNSECURED DEBT

CREDIT INSURANCE

DOING BUSINESS AS (DBA)

CHAPTER 7 BANKRUPTCY

LOSS DAMAGE WAIVER (LDW)

DEFINED CONTRIBUTION PLAN

HOUSEHOLDER

401(K) PLAN

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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