Pawleys Island Bankruptcy & Debt Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Patricia Henson Anderson

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

910 Mount Gilead Dr., Murrells Inlet, SC 29576

Cheevin Ty Gardner

Criminal, Bankruptcy, Divorce & Family Law, Business

Status: Inactive

CONTACT

5400 Hwy. 17 South, Myrtle Beach, SC 29575

Cheevin Ty Gardner

Bankruptcy & Debt, Immigration, Wills & Probate, Disability

Status: In Good Standing

CONTACT

5400 Highway 17 S., Myrtle Beach, SC 29575

Spencer Ryan Powell

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Bankruptcy Litigation

Status: In Good Standing Licensed: 9 Years

CONTACT

3769 Cape Landing Circle, Myrtle Beach, SC 29588

Joseph H. Wachter

Corporate, Credit & Debt, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

PO Drawer 2567, Myrtle Beach, SC 29578

Pamela Marie Secrest

Internet, Civil Rights, Commercial Bankruptcy, Medical Malpractice

Status: In Good Standing

CONTACT

1900 Oak Street, Myrtle Beach, SC 29578

C. Winfield Johnson

Bankruptcy, Family Medical Leave Act (FMLA), Permits, Estate Planning

Status: In Good Standing

CONTACT

1000 29Th Avenue North, Myrtle Beach, SC 29577

Otis Allen Jeffcoat

Real Estate, Trusts, Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Myrtle Beach, SC 29578

Bhumi Amit Patel

Residential Real Estate, Foreclosure, Construction Contracts, Credit & Debt

Status: In Good Standing

CONTACT

1357 21St Ave. North, Myrtle Beach, SC 29577

David Hart Breen

Litigation, Workers' Compensation, Insurance, Credit & Debt

Status: In Good Standing

CONTACT

1341 44Th Ave N, Myrtle Beach, SC 29577

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Pawleys Island Bankruptcy & Debt Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Patricia Henson Anderson

Cheevin Ty Gardner

Cheevin Ty Gardner

Spencer Ryan Powell

Joseph H. Wachter

Pamela Marie Secrest

C. Winfield Johnson

Otis Allen Jeffcoat

Bhumi Amit Patel

David Hart Breen

TIPS

LEGAL TERMS

CREDIT REPORT

INTEREST

LIMITED PARTNERSHIP

COLLECTION AGENCY

GARNISHMENT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

UNDUE HARDSHIP

DOING BUSINESS AS (DBA)

BANKRUPTCY

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