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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Susan Rebecca Limor

Reorganization, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

8161 Highway 100, Nashville, TN 37221

Will Hicky

Credit & Debt, Insurance, Personal Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

6953 Charlotte Pike, Nashville, TN 37209

Patricia Ann Connelly

Natural Resources, Elder Law, Credit & Debt, Animal Bite

Status: In Good Standing Licensed: 49 Years

CONTACT

7148 Somerset Farms Dr, Nashville, TN 37221

Erica Johnson

Family Law, Gay & Lesbian Rights, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

8161 Highway 100, Nashville, TN 37221

J.P. Barfield

Workers' Compensation, Bankruptcy, Family Law, Personal Injury

Status: In Good Standing

CONTACT

95 White Bridge Road, Nashville, TN 37205

Erica Rachael Johnson

Family Law, Gay & Lesbian Rights, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

8161 Highway 100, Nashville, TN 37221

Sally Jane Rutherford

Antitrust, Reorganization, Labor Law, Trusts

Status: In Good Standing Licensed: 17 Years

CONTACT

Nashville, TN 37205

Sally Rutherford

Antitrust, Reorganization, Labor Law, Trusts

Status: In Good Standing Licensed: 27 Years

CONTACT

Nashville, TN 37205

David Bradley Krause

Wills & Probate, Labor Law, Corporate, Reorganization

Status: In Good Standing Licensed: 29 Years

CONTACT

7101 Cockrill Bend Blvd, Nashville, TN 37209

Josette Chambers

Bankruptcy, Banking & Finance, Administrative Law, Entertainment

Status: In Good Standing Licensed: 13 Years

CONTACT

6700 Cabot Dr, Nashville, TN 37209

800-923-0641

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Pegram Bankruptcy & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Susan Rebecca Limor

Will Hicky

Patricia Ann Connelly

Erica Johnson

J.P. Barfield

Erica Rachael Johnson

Sally Jane Rutherford

Sally Rutherford

David Bradley Krause

Josette Chambers

TIPS

LEGAL TERMS

DOING BUSINESS AS (DBA)

CHAPTER 13 PLAN

MEANS TEST

DEFINED CONTRIBUTION PLAN

CREDIT REPORT

SOLE PROPRIETORSHIP

TRUTH IN LENDING ACT (TILA)

PREFERENCE

NUISANCE FEES

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