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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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J. Scott Logan

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Foreclosure

Status:

FREE CONSULTATION

CONTACT

75 Pearl Street, Portland, ME 04101

Jeremy R. Fischer

Lawsuit & Dispute, Communication & Media Law, Business, Commercial Bankruptcy

Status:

CONTACT

84 Marginal Way, Portland, ME 04101

Benjamin E. Marcus

Corporate, Banking & Finance, Reorganization, Bankruptcy

Status: Licensed: 38 Years

CONTACT

84 Marginal Way, Portland, ME 04101

F. Bruce Sleeper

Litigation, Banking & Finance, Business, Credit & Debt

Status:

CONTACT

Portland, ME 04112

Elizabeth Knox Peck

Real Estate, Employee Rights, Insurance, Commercial Bankruptcy

Status: Licensed: 37 Years

CONTACT

415 Congress Street, Portland, ME 04112

Jerome J. Gamache

Foreclosure, Litigation, Bankruptcy, Personal Injury

Status:

CONTACT

Portland, ME 04116

Timothy H. Norton

Commercial Real Estate, Corporate, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 37 Years

CONTACT

53 Exchange Street, Portland, ME 04101

Brendan P. Rielly

Mediation, Litigation, Environmental Law Other, Commercial Bankruptcy

Status:

CONTACT

Portland, ME 04112

Michael J. Quinlan

Trademark, International Intellectual Property, Corporate, Commercial Bankruptcy

Status:

CONTACT

Portland, ME 04112

Rubin Segal

Family Law, Criminal, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: Licensed: 38 Years

CONTACT

97 India, Portland, ME 04101

800-814-6700

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT FILE

See credit report.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Portland Bankruptcy & Debt Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

J. Scott Logan

Jeremy R. Fischer

Benjamin E. Marcus

F. Bruce Sleeper

Elizabeth Knox Peck

Jerome J. Gamache

Timothy H. Norton

Brendan P. Rielly

Michael J. Quinlan

Rubin Segal

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LEGAL TERMS

SUBROGATION

401(K) PLAN

ABUSE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FAIR LABOR STANDARDS ACT (FLSA)

COLLECTION AGENCY

CREDIT FILE

BULK SALES LAW

COSIGNER

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