Price County, WI Credit & Debt Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Scott A. Reinhard

Dispute Resolution, Alimony & Spousal Support, Adoption, Animal Bite

Status: In Good Standing

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170 N 4Th Avenue, Park Falls, WI 54552

David Deda

Civil Rights, Corporate, Antitrust, Mesothelioma

Status: In Good Standing Licensed: 52 Years

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215 N Lake Ave, Phillips, WI 54555

Bruce A. Marshall

Social Security -- Disability, Government Agencies, Family Law, Banking & Finance, Car Accident

Status: In Good Standing Licensed: 42 Years

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215 N Lake Ave, Phillips, WI 54555

Stephen D. Willett

Criminal, Divorce, Family Law, DUI-DWI, Criminal

Status: In Good Standing Licensed: 52 Years

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106 Beebe St, Phillips, WI 54555

Scott A. Reinhard

Lawsuit & Dispute, Estate, Divorce & Family Law, Criminal

Status: In Good Standing

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170 4th Ave N, Park Falls, WI 54552

Christina Marie Writz

Real Estate, Child Custody, Divorce & Family Law, Criminal, Personal Injury

Status: In Good Standing Licensed: 14 Years

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215 N Lake Ave, Phillips, WI 54555

John W. Slaby

Corporate, Banking & Finance, Bankruptcy Litigation, Bankruptcy

Status: Deceased Licensed: 51 Years

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Phillips, WI 54555

John W. Slaby

General Practice

Status: Deceased Licensed: 66 Years

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Phillips, WI 54555

Bryce Alan Schoenborn

Family Law, Divorce & Family Law, Criminal, Business

Status: In Good Standing

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106 Beebe Street, Phillips, WI 54555

Patrick Charles Rowe

Commercial Real Estate, Wills & Probate, Estate Planning, Business & Trade

Status: In Good Standing

CONTACT

854 N Lake Avenue, Phillips, WI 54555

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SAMPLE LEGAL CASES

HARBOR CREDIT UNION v. SAMP

... 1 BLANCHARD, J. Harbor Credit Union obtained a judgment of foreclosure on real estate owned by Christopher Samp based on Samp's default on a first mortgage and note. ... So Mr. Samp would be walking away without any debt to [Harbor] in regard to those two loans.". ...

IN RE THE MARRIAGE OF CHON v. Sorensen

... 4 The trial court found that Sorenson overpaid maintenance, essentially cancelling out the credit card debt. ... The court expressly found credible Sorenson's testimony regarding the payment of the credit card debt. We defer to the circuit court's credibility determinations. Wis. Stat. ...

IN RE THE MARRIAGE OF IVERSON v. Iverson

... Jean agreed to "maintain average inventory in the store" and further agreed that "she will not increase the credit card debt against the business beyond $50,000." Lowell agreed to pay Jean a $40,000 cash equalization payment from his share of the net sale proceeds of ...

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Price County, WI Credit & Debt Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Scott A. Reinhard

David Deda

Bruce A. Marshall

Stephen D. Willett

Scott A. Reinhard

Christina Marie Writz

John W. Slaby

John W. Slaby

Bryce Alan Schoenborn

Patrick Charles Rowe

TIPS

LEGAL TERMS

DISCHARGE (OF DEBTS)

TOXIC TORT

MEANS TEST

UNSECURED DEBT

FRAUDULENT TRANSFER

FAIR CREDIT REPORTING ACT (FCRA)

COSIGNER

SETOFF

CHAPTER 7 BANKRUPTCY

SAMPLE LEGAL CASES

HARBOR CREDIT UNION v. SAMP

IN RE THE MARRIAGE OF CHON v. Sorensen

IN RE THE MARRIAGE OF IVERSON v. Iverson

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