Richard J. Fuller, Attorney

For more than 35 years, Richard Fuller has been advocating for victims of deceptive consumer practices. During that time, he has developed a reputation as one of the leading "go to" class action consumer protection lawyers in Minnesota. Richard is admitted to practice in all Minnesota state and federal courts. 

He concentrates his practice representing plaintiffs in class actions, primarily in the following areas:

• Home mortgage foreclosure defense
• Foreclosures
• Lender abuse
• Consumer loans, loan overcharge
• Predatory lending
• TILA (Truth-in-Lending) actions
• Usury
• Breach of warranty
• Breach of contract
• Fair Credit Reporting Act

Richard has represented clients against many leading Minnesota businesses, such as: 

• Ameriquest
• Bank of America
• Countrywide
• Rent-a-Center
• Colortyme
• Thorp Loan & Thrift
• Valuevision
• Northwest Airlines

Examples of the type of cases Richard has handled include:  

• Home Mortgage
  • Dougherty v. Town & Country Credit (In Re Ameriquest). A nationwide state class action involving loan overcharges and various abusive lending and foreclosure practices.
  • Hughes v. Bank of America. A nationwide class action involving the  charging of discount fees without actually providing a discount.
• Consumer Loans
  • Hohn v. Thorp Loan & Thrift. Minnesota Class action involving unlawful loan charges.
  • Fogie v. Thorn Americas, Inc. (Rent-A-Center). Minnesota class action involving usurious rent to own contracts.
• Breach of Warranty
  • Rosenbaum v. Southdale Ford, Inc. Violation of Motor Vehicle Installment Sales Act.
• Breach of Contract
  • In Re U.S. Bank Litigation. Multistate class action involving the release of personal banking information contrary to terms of banking agreement.
  • Buonomo v. Valuevision. Nationwide class action involving breach of contract to provide internet access in connection with the sale of computers.
• Deceptive Trade Practices
  • Richardson v. Allina Health Systems, Inc. Minnesota class action involving misrepresentation copayment obligation.
  • Powell v. Curtis Mathis Corp. et al. Misrepresenting terms of contract and nature of merchandise.

He frequently lecturers to lawyers at continuing legal education conferences, and has published books and numerous articles on a variety of topics involving consumer protection, truth-in-lending, usury and mortgage and contract for deed foreclosure.

Richard received his B.A. from the University of Minnesota and his law degree from the University of Minnesota Law School. He is an active member of the National Consumer Law Center and is also a member of the Minnesota State and Hennepin County Bar Associations. Richard was a staff attorney for the Legal Aid Society of Minneapolis for 17 years, and a partner for 20 years at another Minneapolis law firm before becoming Of Counsel to the Schaefer Law Firm, LLC. in 2008.