Rockford Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Thomas Ring

Intellectual Property, Federal Appellate Practice, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

1318 E. State Street, Rockford, IL 61104

David Aaby

Federal Appellate Practice, Divorce, Collection, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

1318 E. State Street, Rockford, IL 61104

David Alan Aaby

Federal Appellate Practice, Divorce, Collection, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

1318 E. State Street, Rockford, IL 61104

Thomas John Ring

Intellectual Property, Collection, Federal Appellate Practice, Divorce & Family Law

Status: In Good Standing Licensed: 46 Years

CONTACT

1318 E. State Street, Rockford, IL 61104

Cornel Kauffman

Litigation, Lawsuit & Dispute, Collection, Personal Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

810 East State Street, Rockford, IL 61104

Cornel H Kauffman

Litigation, Lawsuit & Dispute, Collection, Personal Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

810 East State Street, Rockford, IL 61104

David S. Adduce

Civil Rights, Banking & Finance, Collection, Personal Injury

Status: In Good Standing Licensed: 52 Years

CONTACT

2503 Burrmont Rd, Rockford, IL 61107

Aaron N. Szeto

Municipal, Transactions, Collection, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

6735 Vistagreen Way, Rockford, IL 61107

Donald Pearson Sullivan

Government, Criminal, Collection, Accident & Injury

Status: In Good Standing Licensed: 38 Years

CONTACT

127 North Wyman Street, Rockford, IL 61101

Kim Casey

Commercial Real Estate, Litigation, Transactions, Collection, Bankruptcy

Status: In Good Standing

CONTACT

800 N Church, Rockford, IL 61103

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT FILE

See credit report.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CCCS

See Consumer Credit Counseling Service.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

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Rockford Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Thomas Ring

David Aaby

David Alan Aaby

Thomas John Ring

Cornel Kauffman

Cornel H Kauffman

David S. Adduce

Aaron N. Szeto

Donald Pearson Sullivan

Kim Casey

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LEGAL TERMS

CREDIT REPORT

401(K) PLAN

FORBEARANCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT FILE

FRAUDULENT TRANSFER

CCCS

TRUTH IN LENDING ACT (TILA)

UNSECURED DEBT

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