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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Thomas J. Miller

Land Use & Zoning, Agriculture, Corporate, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

12613 S Jackson Rd, Mica, WA 99023

Timothy R. Fischer

Bankruptcy & Debt, Bankruptcy, Real Estate, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

12710 E Sprague Ave, Spokane, WA 99216

Anthony Edward Grabicki

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

4503 E North Glenngrae Ln, Spokane, WA 99223

Alan Lynn Mcneil

Credit & Debt, Foreclosure, Elder Law, Family Law

Status: In Good Standing Licensed: 47 Years

CONTACT

413 N Green Ridge Dr, Greenacres, WA 99019

Patricia Lorraine Brown

Estate Planning, Disability, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

4210 S Havana St, Spokane, WA 99223

Kevin Daniel O'Rourke

Credit & Debt, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

Status: In Good Standing Licensed: 25 Years

CONTACT

421 W Riverside Ave, Spokane, WA 99201

Brian Cameron

Landlord-Tenant, Credit & Debt, Family Law, Personal Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

905 W Riverside Ave, Spokane, WA 99201

Erin E Pounds

Environmental Law Other, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 13 Years

CONTACT

500 N Cedar St, Spokane, WA 99201

Patrick Flinn Connelly

Contract, Landlord-Tenant, Credit & Debt, Family Law

Status: Inactive Licensed: 45 Years

CONTACT

701 W 14Th Ave, Spokane, WA 99204

Daniel E. Finney

Commercial Real Estate, Land Use & Zoning, Banking & Finance, Credit & Debt

Status: In Good Standing

CONTACT

1065 S Wall St, Spokane, WA 99204

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FCRA

See Fair Credit Reporting Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Rockford Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Thomas J. Miller

Timothy R. Fischer

Anthony Edward Grabicki

Alan Lynn Mcneil

Patricia Lorraine Brown

Kevin Daniel O'Rourke

Brian Cameron

Erin E Pounds

Patrick Flinn Connelly

Daniel E. Finney

TIPS

LEGAL TERMS

MEANS TEST

FRATERNAL BENEFIT SOCIETY BENEFITS

FCRA

UNSECURED DEBT

C CORPORATION

401(K) PLAN

SOLE PROPRIETORSHIP

GUARANTEED RESERVATION

CREDIT BUREAU

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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