Roseburg Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Roseburg Bankruptcy & Debt lawyer.
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Scott E. Baldwin

Criminal

Status: In Good Standing

CONTACT

318 S.E. Jackson Street, Roseburg, OR 97470

James A. Arneson

Alimony & Spousal Support, Child Support, Criminal, Children's Rights

Status: In Good Standing

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318 S.E. Jackson Street, Roseburg, OR 97470

Thomas C. Bernier

Children's Rights, Criminal, DUI-DWI, Felony

Status: In Good Standing

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318 S.E. Jackson Street, Roseburg, OR 97470

Jessica E. Freeman

General Practice

Status: In Good Standing

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318 S.E. Jackson Street, Roseburg, OR 97470

Carol Annette McCurry

Criminal, Medical Malpractice, Family Law, Personal Injury

Status: In Good Standing Licensed: 26 Years

CONTACT

2975 Flournoy Valley Road, Roseburg, OR 97471

Gwyndolyn L Styarfyr

Adoption, Divorce, Child Custody, Adoption

Status: In Good Standing Licensed: 8 Years

CONTACT

318 SE Jackson, Roseburg, OR 97470

David G Terry

General Practice

Status: In Good Standing Licensed: 46 Years

CONTACT

1228 Se Douglas St, Roseburg, OR 97470

Peter Eric Pollaczek

Bankruptcy & Debt

Status: In Good Standing Licensed: 51 Years

CONTACT

3048 Pixie Ave, Roseburg, OR 97471

Josie Sustaire

Immigration, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

435 SE Kane St, Roseburg, OR 97470

Paul Eric Meyer

General Practice

Status: In Good Standing Licensed: 40 Years

CONTACT

1036 Se Douglas Ave, Roseburg, OR 97470

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Roseburg Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Scott E. Baldwin

James A. Arneson

Thomas C. Bernier

Jessica E. Freeman

Carol Annette McCurry

Gwyndolyn L Styarfyr

David G Terry

Peter Eric Pollaczek

Josie Sustaire

Paul Eric Meyer

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

PRESUMED ABUSE

FAIR CREDIT REPORTING ACT (FCRA)

WINDING UP

PRIORITY DEBT

CREDIT BUREAU

NONEXEMPT PROPERTY

REAFFIRMATION

FRAUDULENT TRANSFER

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