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Chalcia Rainford
About | Practice Areas
Rainford Law Firm P.C.
4920 N Henry Blvd. Stockbridge, GA 30281» view map
Bankruptcy & Debt Law
Experienced Bankruptcy & Debt Lawyer

Regardless of your situation, Attorney Chalcia Rainford is more than happy to guide you in the direction that will be most beneficial for you!

800-632-9140
1. Chalcia Rainford Stockbridge, GA
  Attorney at Law - GA, 1994
  John Marshall Law School J.D.
2. AboutRainford Law Firm P.C.
  Over 20 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Chuck Michael Douglas

✓ VERIFIED

Bankruptcy & Debt, Lawsuit & Dispute, Criminal, Accident & Injury, Business

Fight Back and Win!

Chuck Douglas is a practicing lawyer in the state of Georgia. He received his J.D. from Georgia State University. He currently works for his privately... (more)

FREE CONSULTATION

CONTACT

800-978-8941

2002 Summit Boulevard, Atlanta, GA 30319

Evan M. Altman

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Medical Malpractice, Bankruptcy, Business, Estate

Georgia

Mr. Altman concentrates his practice in the areas of bankruptcy, corporate law, personal injury, medical malpractice, product liability and general li... (more)

FREE CONSULTATION

CONTACT

800-974-1130

Northridge 400, 8325 Dunwoody Place, Building Two, Atlanta, GA 30350

A. Keith Logue

Divorce & Family Law, Bankruptcy & Debt, Business, Litigation

CONTACT

770-321-5750

3423 Weymouth Court, Marietta, GA 30062

Brian Clark Near

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Bankruptcy & Debt, Business, Accident & Injury, Estate

Brian Near began his legal practice in 1989 with a law firm located in the former IBM Tower (One Atlantic Center) in midtown Atlanta. He later moved h... (more)

FREE CONSULTATION

CONTACT

800-893-2701

3945 Holcomb Bridge Road, Norcross, GA 30092

Mark G. Hatton

Bankruptcy, Corporate, Construction, Foreclosure

Status: In Good Standing

CONTACT

Three Ravinia Drive, Atlanta, GA 30346

Ira L. Rachelson

Construction, Corporate, Banking & Finance, Credit & Debt

Status: In Good Standing

CONTACT

Three Ravinia Drive, Atlanta, GA 30346

Benjamin Rachelson

Construction, Corporate, Business Organization, Credit & Debt

Status: In Good Standing

CONTACT

Three Ravinia Drive, Atlanta, GA 30346

Lawrence A Silverman

Consumer Protection, Consumer Rights, Credit & Debt, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

800 Johnson Ferry Rd, Atlanta, GA 30342

Brian S. Limbocker

Wills, Bankruptcy, Trusts, Estate Planning

Status: In Good Standing

FREE CONSULTATION

CONTACT

2470 Windy Hill Road, Marietta, GA 30067

J Thomas Salata

Farms, Criminal, Corporate, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

178 South Main Street, Alpharetta, GA 30009

800-923-0641

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800-943-8690

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

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Roswell Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Rainford Law Firm P.C.

SPONSORED LAWYERS

Chuck Michael Douglas

Evan M. Altman

A. Keith Logue

Brian Clark Near

Mark G. Hatton

Ira L. Rachelson

Benjamin Rachelson

Lawrence A Silverman

Brian S. Limbocker

J Thomas Salata

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LEGAL TERMS

DEBT COLLECTOR

SUBROGATION

DISCHARGEABLE DEBTS

SOLE PROPRIETORSHIP

GUARANTOR

BANKRUPTCY TRUSTEE

LOSS DAMAGE WAIVER (LDW)

CREDIT BUREAU

CHAPTER 13 PLAN

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