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Gregory Fitzgerald
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Fitzgerald Campbell, APLC
158 N. Glassell Street, Suite 204 Orange, CA 92866» view map
Chapter 7, Debtor Protection, Judgment Defense
Servicing the Entire State of California

Fitzgerald Campbell can assist you with any kind of debt problem. We believe in the dignity of the individual, professional excellence, and superior client service.

800-732-9061
1. Gregory Fitzgerald Orange, CA
  Attorney At Law - California, 1991
  Southern California College of Law - J.D.
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James Swiderski

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Lawsuit & Dispute, Bankruptcy & Debt, Securities Fraud , Consumer Rights, Power of Attorney

Litigation and Bankruptcy

Mr. Swiderski has been licensed to practice in California since 1996 and helps clients who need lawsuit & dispute, bankruptcy, real estate, and other ... (more)

FREE CONSULTATION

CONTACT

800-657-1591

325 West Washington Street, San Diego, CA 92103

David Graham Weil

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Bankruptcy, DUI-DWI, Bankruptcy & Debt, Criminal, Immigration

We live in times that are more troubled in an economic sense than any period in most of our lifetimes. As a result, people in San Diego and Southern ... (more)

CONTACT

800-793-3531

3465 Camino Del Rio S, San Diego, CA 92108

Sandy Sofia Isaac

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Bankruptcy & Debt, Business, Divorce & Family Law, Estate

Sandy Isaac is a member of Preovolos Lewin & Hezlep ALC’s Trusts & Estates department and has particular experience in Estate Planning, Probate, Tru... (more)

CONTACT

550 West C Street, San Diego, CA 92101

Donald Beury

✓ VERIFIED

Divorce & Family Law, Foreclosure, Criminal, Bankruptcy, Estate

I am an experienced attorney and my practice is focused on meeting client's needs in a timely fashion, and building a strong attorney-client relation... (more)

FREE CONSULTATION

CONTACT

800-264-0130

4585 51st St, San Diego, CA 92115

Jackie Robert Geller

Bankruptcy & Debt, Estate, Tax, Divorce & Family Law, Family Law

Bankruptcy, Estate Planning, Tax and Family Law

Jackie Robert Geller is a graduate of Thomas Jefferson School of Law. A member of the California State Bar since 1980, Attorney Jackie Robert Geller h... (more)

FREE CONSULTATION

CONTACT

800-977-0491

5755 Oberlin Drive, San Diego, CA 92121

Michael Scott Martin

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Divorce & Family Law, Bankruptcy & Debt, Criminal, Personal Injury, Car Accident

Welcome to the Law Offices of Michael S. Martin, PC. The firm is dedicated to the legal issues that affect your life most. We pride ourselves in our p... (more)

CONTACT

800-954-8991

9550 Cuyamaca St, Santee, CA 92071

Daniel Guinn Shay

Bankruptcy, Collection, Consumer Bankruptcy, Credit & Debt, Workout

Status: In Good Standing

FREE CONSULTATION

CONTACT

8880 Rio San Diego Drive, San Diego, CA 92108

Keith H. Rutman

Animal Bite, Criminal, Corporate, Civil Rights, Collection

Status: In Good Standing

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501 West Broadway, Suite 1650, San Diego, CA 92101

John Clayton Colwell

Consumer Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

The Historic Spreckels Theater Building, 121 Broadway, San Diego, CA 92101

Dolores Contreras

Business, Real Estate, Divorce & Family Law, Bankruptcy, Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

Contreras Law Firm, San Diego, CA 92101

LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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San Diego Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald Campbell, APLC

SPONSORED LAWYERS

James Swiderski

David Graham Weil

Sandy Sofia Isaac

Donald Beury

Jackie Robert Geller

Michael Scott Martin

Daniel Guinn Shay

Keith H. Rutman

John Clayton Colwell

Dolores Contreras

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LEGAL TERMS

GRACE PERIOD

DISCHARGEABLE DEBTS

PREFERENCE

SETOFF

COSIGNER

IRS EXPENSES

SECRET WARRANTY PROGRAM

PRESUMED ABUSE

MEETING OF CREDITORS

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