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Sandy Sofia Isaac Lawyer

Sandy Sofia Isaac

VERIFIED
Bankruptcy & Debt, Business, Divorce & Family Law, Estate

Sandy Isaac is a member of Preovolos Lewin & Hezlep ALC’s Trusts & Estates department and has particular experience in Estate Planning, Probate, Tru... (more)

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800-321-7510

James M. Hester Lawyer

James M. Hester

VERIFIED
Family Law, Nursing Home, Consumer Bankruptcy, Business, Health Care

Jim Hester has been an attorney for over 30 years and has served as a judge. He has been a trial lawyer with several firms and General Counsel for t... (more)

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800-321-7510

Thomas B. Gorrill Lawyer

Thomas B. Gorrill

VERIFIED
Bankruptcy & Debt

Thomas Gorrill was born in Columbus, Ohio. The son of a military officer, he moved frequently. Tom lived in Ohio, Massachusetts, and Kansas before he ... (more)

Michelle J. Cameron-Hunsaker Lawyer

Michelle J. Cameron-Hunsaker

Criminal, Federal, Bankruptcy, Accident & Injury

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619-786-4016

Craig Eugene Dwyer Lawyer

Craig Eugene Dwyer

VERIFIED
Bankruptcy & Debt, Credit & Debt, Collection, Trusts, Wills & Probate

Craig E. Dwyer, Esq., has represented both debtors and creditors in Chapter 7, 11 and 13 Bankruptcy Cases in San Diego, Orange, Los Angeles and Rivers... (more)

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CONTACT

800-486-2210

Jeffrey D Schreiber Lawyer

Jeffrey D Schreiber

VERIFIED
Estate, Bankruptcy & Debt

Jeffrey D Schreiber is a practicing lawyer in the state of California.

Jackie Robert Geller Lawyer

Jackie Robert Geller

Bankruptcy & Debt, Estate, Tax, Divorce & Family Law, Family Law
Bankruptcy, Estate Planning, Tax and Family Law

Jackie Robert Geller is a graduate of Thomas Jefferson School of Law. A member of the California State Bar since 1980, Attorney Jackie Robert Geller h... (more)

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800-750-5991

Michael C. Rogers Lawyer

Michael C. Rogers

VERIFIED
Accident & Injury, Personal Injury, Credit & Debt, Corporate

Michael Rogers primarily represents national and regional automotive dealership clients in a wide variety of legal matters including consumer actions ... (more)

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CONTACT

619-393-7150

Dolores Contreras

Bankruptcy, Contract, Family Law, Commercial Real Estate, Business
Status:  In Good Standing           

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Lior Avraham

Bankruptcy, Commercial Leasing, Commercial Real Estate, Consumer Bankruptcy
Status:  In Good Standing           

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)
A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)
A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FCBA

See Fair Credit Billing Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.