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Aaron Lloyd
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Lloyd Legal Bankruptcy
1181 Puerta Del Sol, Suite 140 San Clemente,CA 92673» view map
Chapter 7, Chapter 13, Debt Settlement
Experienced California Bankruptcy Lawyer

We represent people that want to wipe out their debts. We will be with you every step of the way.Use bankruptcy to your advantage. Get the “Fresh Start” you deserve!

800-449-8370
1. Aaron Lloyd Redlands,California
  Attorney at Law-CA,2015
  California Western,J.D. 2014
2. About UsAaron Lloyd
  At Lloyd Legal we specialize in bankruptcy.
3. Contact UsCall or Email Now
  We have multiple offices throughout California with specialists ready to help.
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David Graham Weil

✓ VERIFIED

Bankruptcy, DUI-DWI, Bankruptcy & Debt, Criminal, Immigration

We live in times that are more troubled in an economic sense than any period in most of our lifetimes. As a result, people in San Diego and Southern ... (more)

CONTACT

800-793-3531

591 Camino De La Reina, San Diego, CA 92108

James Swiderski

✓ VERIFIED

Bankruptcy & Debt, Lawsuit & Dispute, Real Estate Other, Health Care Other, Wrongful Death

Bankruptcy and Business and Contract Litigation

Mr. Swiderski has been licensed to practice in California since 1996 and helps clients who need bankruptcy, lawsuit & dispute, real estate, health car... (more)

FREE CONSULTATION

CONTACT

800-657-1591

325 West Washington Street, San Diego, CA 92103

Marco Antonio Torres

✓ VERIFIED

Bankruptcy & Debt, Divorce & Family Law, Lawsuit & Dispute, Real Estate, Administrative Law

I provide extensive transactional legal services for small to mid-size businesses. My practice includes a typical general practice with a specific emp... (more)

FREE CONSULTATION

CONTACT

800-824-2921

550 West C Street, San Diego, CA 92101

Donald Beury

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Divorce & Family Law, Foreclosure, Criminal, Bankruptcy, Estate

I am an experienced attorney and my practice is focused on meeting client's needs in a timely fashion, and building a strong attorney-client relation... (more)

FREE CONSULTATION

CONTACT

800-264-0130

4585 51st St, San Diego, CA 92115

Jackie Robert Geller

Bankruptcy & Debt, Estate, Tax, Divorce & Family Law, Family Law

Bankruptcy, Estate Planning, Tax and Family Law

Jackie Robert Geller is a graduate of Thomas Jefferson School of Law. A member of the California State Bar since 1980, Attorney Jackie Robert Geller h... (more)

FREE CONSULTATION

CONTACT

800-977-0491

5755 Oberlin Drive, San Diego, CA 92121

Brian Clifford Andrews

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Real Estate, Business, Divorce & Family Law, Bankruptcy & Debt, Housing & Construction Defects

Brian C. Andrews is a formerly licensed contractor, an honors graduate summa cum laude and Phi Beta Kappa from the University of California, San Diego... (more)

CONTACT

800-938-0321

6496 Weathers Pl, San Diego, CA 92121

Michael Scott Martin

✓ VERIFIED

Divorce & Family Law, Bankruptcy & Debt, Criminal, Personal Injury, Car Accident

Welcome to the Law Offices of Michael S. Martin, PC. The firm is dedicated to the legal issues that affect your life most. We pride ourselves in our p... (more)

CONTACT

800-954-8991

9550 Cuyamaca St, Santee, CA 92071

Shawn A Doan

✓ VERIFIED

Bankruptcy, Collection, Accident & Injury, Business

CA Largest Family of Bankruptcy Attorneys

Doan Law is one of California’s Largest Family of Attorneys, and prides itself in exclusively protecting consumer rights through bankruptcy and non-... (more)

FREE CONSULTATION

CONTACT

800-917-5371

320 E 2nd Ave Ste 108, Escondido, CA 92025

Daniel Guinn Shay

Bankruptcy, Collection, Consumer Bankruptcy, Credit & Debt, Workout

Status: In Good Standing

FREE CONSULTATION

CONTACT

8880 Rio San Diego Drive, San Diego, CA 92108

Keith H. Rutman

Animal Bite, Criminal, Corporate, Civil Rights, Collection

Status: In Good Standing

CONTACT

501 West Broadway, Suite 1650, San Diego, CA 92101

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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San Diego Bankruptcy & Debt Lawyer, California

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Lloyd Legal Bankruptcy

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David Graham Weil

James Swiderski

Marco Antonio Torres

Donald Beury

Jackie Robert Geller

Brian Clifford Andrews

Michael Scott Martin

Shawn A Doan

Daniel Guinn Shay

Keith H. Rutman

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LEGAL TERMS

PREFERENCE

PRIORITY DEBT

SECURED DEBT

REAFFIRMATION

LIEN

SECRET WARRANTY PROGRAM

FAIR CREDIT REPORTING ACT (FCRA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LOSS DAMAGE WAIVER (LDW)

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